Security State Bank of Hibbing: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Security State Bank of Hibbing of Hibbing, MN against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.14% | 1.35% | -0.21% | 41st below |
| ROAE | 12.42% | 12.05% | +0.37% | 50th above |
| Net Interest Margin | 4.55% | 3.90% | +0.65% | 81st top |
| Efficiency Ratio | 65.71% | 63.15% | +2.56% | 37th below |
| PPNR / Avg Assets | 1.69% | 1.64% | +0.05% | 56th above |
| Yield on Earning Assets | 5.38% | 5.65% | -0.27% | 39th below |
| Cost of Funds | 0.88% | 1.85% | -0.97% | 94th top |
| Net Interest Spread | 3.87% | 3.35% | +0.52% | 78th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.54% | 0.92% | +0.62% | 18th bottom |
| NPA / Total Assets | 1.01% | 0.67% | +0.34% | 20th bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.08% | 0.15% | -0.07% | 21st bottom |
| ACL / Total Loans | 1.56% | 1.28% | +0.28% | 82nd top |
| ACL / NPLs (Coverage) | 101.37% | 1645.80% | -1544.43% | 28th below |
| Texas Ratio | 9.82% | 7.15% | +2.67% | 22nd bottom |
| Provision / NCO | 19.56% | 1189.91% | -1170.35% | 23rd bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 15.58% | 20.83% | -5.25% | 55th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 15.58% | 20.86% | -5.28% | 54th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 16.83% | 21.94% | -5.11% | 56th above |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.64% | 12.46% | -0.82% | 60th above |
| Equity / Assets | 9.25% | 11.67% | -2.42% | 31st below |
| TCE / Tangible Assets | 9.25% | 11.40% | -2.15% | 35th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 76.39% | 78.64% | -2.25% | 59th above |
| Core Deposit Ratio | 92.50% | 87.09% | +5.41% | 70th above |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 4.61% | 5.11% | -0.50% | 41st below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 0.96% | 6.48% | -5.52% | 25th below |
| Loan Growth (Y/Y) | 8.41% | 7.64% | +0.77% | 67th above |
| Deposit Growth (Y/Y) | -4.28% | 6.03% | -10.31% | 8th bottom |
See Security State Bank of Hibbing's peers by name
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Unlock Security State Bank of Hibbing, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Security State Bank of Hibbing profile, how to read a UBPR, or how this data updates.