Security State Bank of Hibbing: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 5.89 percentage points higher than in Q1 2026, at 101.37%. Security State Bank of Hibbing ranks 150th of 221 Minnesota banks on return on assets, in the lower half at 1.14% (Q2 2026). The median for banks in the $100M-1B asset tier is 1.25% on return on assets. Security State Bank of Hibbing sits 0.11 points lower, at 1.14% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 15.58% |
| Tier 1 risk-based capital ratio | 15.58% |
| Total risk-based capital ratio | 16.83% |
| Tier 1 leverage ratio | 11.64% |
| Equity capital to assets | 9.25% |
| Tangible equity to tangible assets | 9.25% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 1.54% |
| Non-performing assets ratio | 1.01% |
| Net charge-off ratio | 0.08% |
| Texas ratio | 9.82% |
| Allowance for credit losses to loans | 1.56% |
| Reserve coverage of non-performing loans | 101.37% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.14% |
| Return on equity | 12.42% |
| Net interest margin | 4.55% |
| Efficiency ratio | 65.71% |
| Yield on earning assets | 5.38% |
| Cost of funds | 0.88% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 76.39% |
| Core deposits to total deposits | 92.50% |
| Brokered deposits to total deposits | 3.85% |
| Deposits to assets | 85.50% |
| Securities to assets | 26.85% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 15.33% | 15.33% | 16.52% | 9.83% | 1.04% |
| Q4 2023 | 15.48% | 15.48% | 16.58% | 9.95% | 0.71% |
| Q1 2024 | 14.86% | 14.86% | 15.98% | 9.63% | 1.03% |
| Q2 2024 | 15.52% | 15.52% | 16.67% | 10.26% | 0.84% |
| Q3 2024 | 15.52% | 15.52% | 16.64% | 10.17% | 1.00% |
| Q4 2024 | 16.04% | 16.04% | 17.17% | 10.39% | 0.95% |
| Q1 2025 | 15.59% | 15.59% | 16.89% | 10.62% | 0.69% |
| Q2 2025 | 15.52% | 15.52% | 16.94% | 10.79% | 0.43% |
| Q3 2025 | 16.42% | 16.42% | 17.67% | 10.91% | 1.04% |
| Q4 2025 | 16.34% | 16.34% | 17.60% | 11.10% | 0.94% |
| Q1 2026 | 16.51% | 16.51% | 17.76% | 11.20% | 1.00% |
| Q2 2026 | 15.58% | 15.58% | 16.83% | 11.64% | 1.14% |
Security State Bank of Hibbing vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Security State Bank of Hibbing, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Security State Bank of Hibbing profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 10175) · FFIEC NIC profile (RSSD 950356)