Security State Bank of Kenyon: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 3.95 percentage points in Q2 2026, from 91.50% to 95.45%. It was the largest change from Q1 2026 among the key lines here. Security State Bank of Kenyon ranks 83rd of 221 Minnesota banks on loan-to-deposit ratio, in the upper half at 86.29% (Q2 2026). The median for banks in the < $100M asset tier is 67.62% on loan-to-deposit ratio. Security State Bank of Kenyon sits 18.67 points higher, at 86.29% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $3.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $14.1M |
| Fed funds sold and reverse repos | $1.5M |
| Fed funds sold and reverse repos to assets | 2.07% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 86.29% |
| Net loans and leases to deposits | 85.40% |
| Loans and leases to core deposits | 95.45% |
| Core deposits to total deposits | 90.41% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 81.21% | 94.37% | $0 | $0 |
| Q4 2023 | 81.13% | 94.67% | $0 | $0 |
| Q1 2024 | 83.63% | 94.54% | $0 | $0 |
| Q2 2024 | 85.42% | 94.10% | $0 | $2.0M |
| Q3 2024 | 85.71% | 94.60% | $0 | $1.0M |
| Q4 2024 | 83.64% | 93.89% | $0 | $0 |
| Q1 2025 | 85.76% | 94.01% | $0 | $0 |
| Q2 2025 | 86.90% | 93.88% | $0 | $0 |
| Q3 2025 | 85.79% | 92.98% | $0 | $0 |
| Q4 2025 | 78.34% | 93.41% | $0 | $0 |
| Q1 2026 | 83.64% | 91.40% | $0 | $0 |
| Q2 2026 | 86.29% | 90.41% | $0 | $0 |
Security State Bank of Kenyon liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Security State Bank of Kenyon, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Security State Bank of Kenyon profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15597) · FFIEC NIC profile (RSSD 984454)