Security State Bank of Kenyon: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Security State Bank of Kenyon of Kenyon, MN against its peer group of 506 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.28% | 3.13% | -1.85% | 62nd above |
| ROAE | 10.80% | 10.30% | +0.50% | 62nd above |
| Net Interest Margin | 4.48% | 3.94% | +0.54% | 74th above |
| Efficiency Ratio | 65.00% | 76.34% | -11.34% | 61st above |
| PPNR / Avg Assets | 1.50% | 1.40% | +0.10% | 60th above |
| Yield on Earning Assets | 5.71% | 5.35% | +0.36% | 68th above |
| Cost of Funds | 1.33% | 1.70% | -0.37% | 63rd above |
| Net Interest Spread | 3.84% | 3.32% | +0.52% | 71st above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.25% | 1.34% | -1.09% | 51st above |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.19% | 0.71% | -0.52% | 46th below |
| NCO / Avg Loans | -0.03% | 0.10% | -0.13% | 88th top |
| ACL / Total Loans | 1.03% | 1.49% | -0.46% | 31st below |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 411.68% | 866.51% | -454.83% | 75th top |
| Texas Ratio | 2.09% | 8.27% | -6.18% | 51st above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 15.77% | 62.37% | -46.60% | 26th below |
| Tier 1 Ratio | 15.77% | 62.37% | -46.60% | 26th below |
| Total Capital Ratio | 16.78% | 63.34% | -46.56% | 26th below |
| Leverage Ratio | 12.56% | 17.65% | -5.09% | 44th below |
| Equity / Assets | 12.13% | 16.46% | -4.33% | 47th below |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 12.13% | 16.20% | -4.07% | 50th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 86.29% | 72.81% | +13.48% | 22nd bottom |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 90.41% | 88.27% | +2.14% | 45th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.60% | 4.25% | +3.35% | 76th top |
| Loan Growth (Y/Y) | 7.37% | 6.75% | +0.62% | 71st above |
| Deposit Growth (Y/Y) | 8.13% | 3.71% | +4.42% | 78th top |
See Security State Bank of Kenyon's peers by name
The 506 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Security State Bank of Kenyon, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Security State Bank of Kenyon profile, how to read a UBPR, or how this data updates.