Security State Bank of Kenyon: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 41.82 percentage points higher than in Q1 2026, at 411.68%. Security State Bank of Kenyon ranks 121st of 221 Minnesota banks on return on assets, in the lower half at 1.28% (Q2 2026). Security State Bank of Kenyon reported 1.28% on return on assets for Q2 2026, 0.31 points above the 0.98% median for banks in the < $100M asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 15.77% |
| Tier 1 risk-based capital ratio | 15.77% |
| Total risk-based capital ratio | 16.78% |
| Tier 1 leverage ratio | 12.56% |
| Equity capital to assets | 12.13% |
| Tangible equity to tangible assets | 12.13% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.25% |
| Non-performing assets ratio | 0.19% |
| Net charge-off ratio | -0.03% |
| Texas ratio | 2.09% |
| Allowance for credit losses to loans | 1.03% |
| Reserve coverage of non-performing loans | 411.68% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.28% |
| Return on equity | 10.80% |
| Net interest margin | 4.48% |
| Efficiency ratio | 65.00% |
| Yield on earning assets | 5.71% |
| Cost of funds | 1.33% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 86.29% |
| Core deposits to total deposits | 90.41% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 87.49% |
| Securities to assets | 14.11% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 18.46% | 18.46% | 19.71% | 13.69% | 2.20% |
| Q4 2023 | 17.72% | 17.72% | 18.75% | 13.76% | 0.82% |
| Q1 2024 | 15.72% | 15.72% | 16.68% | 12.10% | 1.04% |
| Q2 2024 | 15.98% | 15.98% | 16.96% | 12.35% | 0.93% |
| Q3 2024 | 16.31% | 16.31% | 17.30% | 12.72% | 0.75% |
| Q4 2024 | 15.50% | 15.50% | 16.43% | 12.29% | -0.85% |
| Q1 2025 | 16.11% | 16.11% | 17.02% | 12.76% | 0.91% |
| Q2 2025 | 16.42% | 16.42% | 17.40% | 13.21% | 0.85% |
| Q3 2025 | 16.80% | 16.80% | 17.83% | 13.23% | 1.12% |
| Q4 2025 | 16.63% | 16.63% | 17.65% | 13.18% | 1.04% |
| Q1 2026 | 15.93% | 15.93% | 16.93% | 12.66% | 0.43% |
| Q2 2026 | 15.77% | 15.77% | 16.78% | 12.56% | 1.28% |
Security State Bank of Kenyon vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Security State Bank of Kenyon, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Security State Bank of Kenyon profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15597) · FFIEC NIC profile (RSSD 984454)