Security State Bank of Oklee: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Security State Bank of Oklee of Oklee, MN against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.46% | 3.14% | -1.68% | 67th above |
| ROAE Behind the peer average, ahead of the median peer. | 9.33% | 10.42% | -1.09% | 55th above |
| Net Interest Margin | 3.17% | 3.93% | -0.76% | 19th bottom |
| Efficiency Ratio | 52.05% | 76.33% | -24.28% | 84th top |
| PPNR / Avg Assets | 1.85% | 1.40% | +0.45% | 74th above |
| Yield on Earning Assets | 4.92% | 5.35% | -0.43% | 37th below |
| Cost of Funds | 2.03% | 1.70% | +0.33% | 27th below |
| Net Interest Spread | 2.53% | 3.31% | -0.78% | 19th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 1.34% | -1.34% | 83rd top |
| NPA / Total Assets | 0.00% | 0.71% | -0.71% | 81st top |
| NCO / Avg Loans | 0.00% | 0.11% | -0.11% | 53rd above |
| ACL / Total Loans | 1.74% | 1.49% | +0.25% | 77th top |
| Texas Ratio | 0.00% | 8.26% | -8.26% | 84th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 41.66% | 61.92% | -20.26% | 76th top |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 41.66% | 61.92% | -20.26% | 76th top |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 42.92% | 62.89% | -19.97% | 76th top |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 15.84% | 17.61% | -1.77% | 69th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 15.60% | 16.42% | -0.82% | 69th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 15.50% | 16.18% | -0.68% | 70th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 50.66% | 72.86% | -22.20% | 71st above |
| Core Deposit Ratio | 98.01% | 88.20% | +9.81% | 88th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.97% | 4.30% | +0.67% | 64th above |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.61% | 6.72% | -0.11% | 67th above |
| Deposit Growth (Y/Y) | 5.42% | 3.77% | +1.65% | 67th above |
See Security State Bank of Oklee's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Security State Bank of Oklee, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Security State Bank of Oklee profile, how to read a UBPR, or how this data updates.