Security State Bank of Oklee: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loan-to-deposit ratio climbed 1.22 percentage points in Q2 2026, from 49.44% to 50.66%. It was the largest change from Q1 2026 among the key lines here. Security State Bank of Oklee has the 20th lowest loan-to-deposit ratio of the 221 banks headquartered in Minnesota, at 50.66% as of Q2 2026. Security State Bank of Oklee reported 50.66% on loan-to-deposit ratio for Q2 2026, 16.97 points below the 67.62% median for banks in the < $100M asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | — |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $27.9M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 50.66% |
| Net loans and leases to deposits | 49.78% |
| Loans and leases to core deposits | 51.69% |
| Core deposits to total deposits | 98.01% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 56.80% | 99.01% | $0 | $0 |
| Q4 2023 | 53.62% | 98.99% | $0 | $0 |
| Q1 2024 | 49.86% | 98.36% | $0 | $0 |
| Q2 2024 | 51.55% | 98.33% | $0 | $0 |
| Q3 2024 | 52.04% | 97.57% | $0 | $0 |
| Q4 2024 | 47.09% | 97.95% | $0 | $0 |
| Q1 2025 | 47.09% | 98.61% | $0 | $0 |
| Q2 2025 | 50.09% | 98.61% | $0 | $0 |
| Q3 2025 | 54.26% | 98.57% | $0 | $0 |
| Q4 2025 | 53.42% | 97.23% | $0 | $0 |
| Q1 2026 | 49.44% | 97.88% | $0 | $0 |
| Q2 2026 | 50.66% | 98.01% | $0 | $0 |
Security State Bank of Oklee liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Security State Bank of Oklee, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Security State Bank of Oklee profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 10982) · FFIEC NIC profile (RSSD 814355)