Security State Bank of Oklee: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Securities to assets: 7.31 percentage points lower than in Q1 2026, at 35.31%. Security State Bank of Oklee ranks 99th of 221 Minnesota banks on return on assets, in the upper half at 1.46% (Q2 2026). Security State Bank of Oklee reported 1.46% on return on assets for Q2 2026, 0.48 points above the 0.98% median for banks in the < $100M asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 41.66% |
| Tier 1 risk-based capital ratio | 41.66% |
| Total risk-based capital ratio | 42.92% |
| Tier 1 leverage ratio | 15.84% |
| Equity capital to assets | 15.60% |
| Tangible equity to tangible assets | 15.50% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | 1.74% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.46% |
| Return on equity | 9.33% |
| Net interest margin | 3.17% |
| Efficiency ratio | 52.05% |
| Yield on earning assets | 4.92% |
| Cost of funds | 2.03% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 50.66% |
| Core deposits to total deposits | 98.01% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 83.89% |
| Securities to assets | 35.31% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 37.28% | 37.28% | 38.53% | 15.59% | 1.83% |
| Q4 2023 | 41.80% | 41.80% | 43.06% | 15.79% | 2.41% |
| Q1 2024 | 42.48% | 42.48% | 43.73% | 15.69% | 1.18% |
| Q2 2024 | 42.35% | 42.35% | 43.61% | 15.94% | 1.49% |
| Q3 2024 | 43.20% | 43.20% | 44.46% | 16.51% | 2.47% |
| Q4 2024 | 44.47% | 44.47% | 45.73% | 15.64% | 2.20% |
| Q1 2025 | 43.15% | 43.15% | 44.41% | 15.51% | 1.67% |
| Q2 2025 | 42.26% | 42.26% | 43.51% | 15.65% | 1.23% |
| Q3 2025 | 39.92% | 39.92% | 41.18% | 16.09% | 1.49% |
| Q4 2025 | 38.67% | 38.67% | 39.92% | 15.01% | 1.83% |
| Q1 2026 | 41.82% | 41.82% | 43.08% | 15.71% | 1.96% |
| Q2 2026 | 41.66% | 41.66% | 42.92% | 15.84% | 1.46% |
Security State Bank of Oklee vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Security State Bank of Oklee, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Security State Bank of Oklee profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 10982) · FFIEC NIC profile (RSSD 814355)