Signature Bank of Arkansas: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Retained earnings climbed 10.6% in Q2 2026, from $33.1M to $36.6M. It was the largest change from Q1 2026 among the key lines here. Within Arkansas, Signature Bank of Arkansas is 25th of 37 on CET1 ratio, 11.92% as of Q2 2026, below the middle of the field. The median for banks in the $1B-10B asset tier is 13.48% on CET1 ratio. Signature Bank of Arkansas sits 1.56 points lower, at 11.92% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 11.92% |
| Tier 1 risk-based capital ratio | 11.92% |
| Total risk-based capital ratio | 13.17% |
| Tier 1 leverage ratio | 9.57% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $155.7M |
| Tier 1 capital | $155.7M |
| Total risk-based capital | $172.0M |
| Total equity capital | $152.4M |
| Risk-weighted assets | $1.31B |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.34% |
| Tangible equity to tangible assets | 9.26% |
| Equity capital to average assets | 9.35% |
| Internal capital growth rate | 9.43% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $120.6M |
| Retained earnings | $36.6M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$4.8M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 11.02% | 11.02% | 12.27% | 9.81% | $951.5M |
| Q4 2023 | 10.83% | 10.83% | 12.08% | 9.55% | $977.1M |
| Q1 2024 | 10.74% | 10.74% | 12.00% | 9.16% | $990.3M |
| Q2 2024 | 11.89% | 11.89% | 13.15% | 10.07% | $1.00B |
| Q3 2024 | 12.28% | 12.28% | 13.54% | 10.11% | $991.8M |
| Q4 2024 | 11.50% | 11.50% | 12.75% | 9.84% | $1.08B |
| Q1 2025 | 11.07% | 11.07% | 12.32% | 9.35% | $1.14B |
| Q2 2025 | 10.46% | 10.46% | 11.71% | 9.12% | $1.23B |
| Q3 2025 | 10.49% | 10.49% | 11.74% | 8.94% | $1.26B |
| Q4 2025 | 10.78% | 10.78% | 12.03% | 8.98% | $1.27B |
| Q1 2026 | 11.79% | 11.79% | 13.04% | 9.65% | $1.29B |
| Q2 2026 | 11.92% | 11.92% | 13.17% | 9.57% | $1.31B |
Signature Bank of Arkansas regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Signature Bank of Arkansas, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Signature Bank of Arkansas profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 89) · FFIEC NIC profile (RSSD 3350724)