Signature Bank of Arkansas: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Signature Bank of Arkansas of Fayetteville, AR against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.16% | 1.44% | -0.28% | 41st below |
| ROAE | 12.56% | 12.50% | +0.06% | 51st above |
| Net Interest Margin Behind the peer average, ahead of the median peer. | 3.73% | 3.84% | -0.11% | 52nd above |
| Efficiency Ratio | 59.12% | 58.87% | +0.25% | 49th below |
| PPNR / Avg Assets | 1.67% | 1.78% | -0.11% | 46th below |
| Yield on Earning Assets | 6.17% | 5.71% | +0.46% | 81st top |
| Cost of Funds | 2.66% | 2.03% | +0.63% | 16th bottom |
| Net Interest Spread | 2.97% | 3.18% | -0.21% | 43rd below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.04% | 0.97% | -0.93% | 94th top |
| NPA / Total Assets | 0.03% | 0.75% | -0.72% | 93rd top |
| NCO / Avg Loans | 0.01% | 0.31% | -0.30% | 58th above |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.17% | 1.25% | -0.08% | 52nd above |
| ACL / NPLs (Coverage) | 2979.89% | 696.31% | +2283.58% | — |
| Texas Ratio | 0.32% | 7.17% | -6.85% | 93rd top |
| Provision / NCO | 1808.82% | 813.19% | +995.63% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.92% | 17.41% | -5.49% | 23rd bottom |
| Tier 1 Ratio | 11.92% | 17.45% | -5.53% | 22nd bottom |
| Total Capital Ratio | 13.17% | 18.51% | -5.34% | 26th below |
| Leverage Ratio | 9.57% | 11.60% | -2.03% | 24th bottom |
| Equity / Assets | 9.34% | 11.33% | -1.99% | 28th below |
| TCE / Tangible Assets | 9.26% | 10.65% | -1.39% | 38th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 94.43% | 86.34% | +8.09% | 32nd below |
| Core Deposit Ratio | 68.46% | 85.57% | -17.11% | 8th bottom |
| Uninsured Deposit Ratio | 38.88% | 32.70% | +6.18% | 30th below |
| Wholesale Funding Ratio | 0.70% | 5.46% | -4.76% | 85th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 13.82% | 10.45% | +3.37% | 85th top |
| Loan Growth (Y/Y) | 12.04% | 7.99% | +4.05% | 79th top |
| Deposit Growth (Y/Y) | 14.55% | 7.97% | +6.58% | 85th top |
See Signature Bank of Arkansas's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Signature Bank of Arkansas, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Signature Bank of Arkansas profile, how to read a UBPR, or how this data updates.