Signature Bank of Arkansas: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
In Q2 2026, Net interest margin edged up by 0.12 percentage points, from 3.61% to 3.73%, the largest move among the key lines here. Signature Bank of Arkansas ranks 62nd of 78 Arkansas banks on net interest margin, in the lower half at 3.73% (Q2 2026). At 3.73%, Signature Bank of Arkansas's net interest margin is close to the 3.71% median for banks in the $1B-10B asset tier (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 6.17% |
| Yield on loans | 6.56% |
| Yield on securities | 3.98% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.66% |
| Cost of interest-bearing deposits | 3.18% |
| Cost of interest-bearing liabilities | 3.20% |
| Cost of borrowings | 4.52% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.73% |
| Yield to cost spread | 2.97% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $21.8M |
| Total interest expense | $9.5M |
| Interest expense on deposits | $9.4M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 5.24% | 2.38% | 3.02% | 5.59% | 2.53% |
| Q4 2023 | 5.60% | 2.65% | 3.13% | 5.93% | 2.83% |
| Q1 2024 | 5.80% | 2.91% | 3.06% | 6.19% | 3.03% |
| Q2 2024 | 6.07% | 2.90% | 3.37% | 6.43% | 3.14% |
| Q3 2024 | 6.21% | 3.04% | 3.44% | 6.64% | 3.27% |
| Q4 2024 | 6.26% | 3.14% | 3.50% | 6.67% | 3.39% |
| Q1 2025 | 6.17% | 2.92% | 3.46% | 6.57% | 3.51% |
| Q2 2025 | 6.32% | 2.86% | 3.69% | 6.65% | 3.63% |
| Q3 2025 | 6.46% | 2.88% | 3.79% | 6.83% | 3.70% |
| Q4 2025 | 6.43% | 2.83% | 3.82% | 6.81% | 3.79% |
| Q1 2026 | 6.12% | 2.71% | 3.61% | 6.53% | 3.81% |
| Q2 2026 | 6.17% | 2.66% | 3.73% | 6.56% | 3.98% |
Signature Bank of Arkansas yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Signature Bank of Arkansas, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Signature Bank of Arkansas profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 89) · FFIEC NIC profile (RSSD 3350724)