Bank call report · Pine Bluff, AR
Simmons Bank Call Report
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Simmons Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 624 reported line items, schedule by schedule (928 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 663245 |
| FDIC certificate number | 3890 |
| Total assets | $24.73B |
Official Q2 2026 call report PDF (FFIEC) →
Simmons Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (30 items)
About Schedule RC · Simmons Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $24.73B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $24.73B |
| Total Liabilities and Minority Interest | RCON2948 | $21.50B |
| Total Deposits | RCON2200 | $19.93B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $18.06B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $17.82B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $15.38B |
| Deposits: Noninterest-bearing | RCON6631 | $4.55B |
| Surplus | RCON3839 | $3.38B |
| Total Equity Capital | RCON3210 | $3.24B |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $3.24B |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $3.08B |
| Intangible Assets | RCON2143 | $1.40B |
| Goodwill | RCON3163 | $1.32B |
| Other Assets | RCON2160 | $1.25B |
| Other Borrowed Money | RCON3190 | $1.23B |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $532.3M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $377.6M |
| Accumulated Other Comprehensive Income | RCONB530 | -$294.7M |
| Other Liabilities, Total | RCON2930 | $290.9M |
| Allowance for Loan and Lease Losses | RCON3123 | $238.2M |
| Interest-bearing Balances | RCON0071 | $212.0M |
| Undivided Profits and Capital Reserves | RCON3632 | $150.7M |
| Federal Funds Purchased in Domestic Offices | RCONB993 | $40.0M |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $20.4M |
| Loans and Leases Held for Sale | RCON5369 | $16.4M |
| Trading Assets, Total | RCON3545 | $14.5M |
| Other Real Estate Owned | RCON2150 | $11.1M |
| Securities Sold Under Agreements to Repurchase | RCONB995 | $6.2M |
| Common Stock | RCON3230 | $35K |
Schedule RI: Income Statement (58 items)
About Schedule RI · Simmons Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $609.3M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $542.0M |
| Net Interest Income | RIAD4074 | $405.1M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $346.8M |
| Total Noninterest Expense | RIAD4093 | $287.4M |
| Total Interest Expense | RIAD4073 | $204.2M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $186.7M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $186.5M |
| Salaries and Employee Benefits | RIAD4135 | $150.9M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $148.4M |
| Net Income (Loss) | RIAD4340 | $148.4M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $148.4M |
| Total Noninterest Income | RIAD4079 | $101.0M |
| Other Noninterest Expense | RIAD4092 | $93.2M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $82.4M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $74.0M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $71.2M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $52.2M |
| Other Noninterest Income | RIADB497 | $47.2M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $45.0M |
| Applicable Income Taxes | RIAD4302 | $38.1M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $37.2M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $34.3M |
| Provision for Loan and Lease Losses | RIAD4230 | $32.1M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $32.1M |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $29.9M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $25.0M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $24.8M |
| Interest on Other Securities | RIAD4060 | $15.0M |
| Other Interest Income | RIAD4518 | $12.9M |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $12.2M |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $11.8M |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $11.1M |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $10.7M |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $10.6M |
| Loans to Individuals for Households, Family, and Other Personal Expenditures: Credit Cards | RIADB485 | $8.3M |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $6.2M |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $6.0M |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $4.5M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $4.4M |
| Investment Banking, Advisory, and Underwriting Fees and Commissions | RIADC888 | $3.2M |
| Income from the Sale and Servicing of Mutual Funds and Annuities (in Domestic Offices) | RIAD8431 | $3.1M |
| Fees and Commissions from Annuity Sales | RIADC887 | $2.3M |
| Fees and Commissions from Securities Brokerage | RIADC886 | $1.1M |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $1.0M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $846K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $556K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $462K |
| Income from Other Insurance and Reinsurance Activities | RIADC387 | $259K |
| Net Servicing Fees | RIADB492 | $206K |
| Net Gains (Losses) Recognized in Earnings on Assets That Are Reported at Fair Value Option | RIADF551 | $203K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | -$182K |
| Trading Revenue | RIADA220 | -$95K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | -$62K |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | -$54K |
| Income from Lease Financing Receivables | RIAD4065 | $1K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 2,899 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $589.6M |
| Balances Due from Federal Reserve Banks | RCON0090 | $397.8M |
| Currency and Coin | RCON0080 | $143.1M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $47.5M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $1.2M |
Schedule RC-B: Securities (39 items)
About Schedule RC-B · Simmons Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $63.5M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $56.7M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $1.60B |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $1.44B |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $77.6M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $69.1M |
| Structured Financial Products by Underlying Collateral or Reference Assets: Other Collateral or Reference Assets - Available-for-sale Amortized Cost | RCONG374 | $284.1M |
| Structured Financial Products by Underlying Collateral or Reference Assets: Other Collateral or Reference Assets - Available-for-sale Fair Value | RCONG375 | $280.3M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $3.50B |
| Pledged Securities | RCON0416 | $1.83B |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $1.10B |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $992.2M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $865.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $609.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $490.0M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $483.6M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Amortized Cost | RCONHT60 | $284.1M |
| Structured financial products guaranteed by U.S. Government agencies or sponsored agencies included in Schedule HC-B, item 5.b -- Available-for-sale: Amortized Cost | RCONPV00 | $284.1M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Fair Value | RCONHT61 | $280.3M |
| Guaranteed by U.S. Government Agencies or Sponsored Agencies Included in Schedule Rc-b, Item 5.B - Available-for-sale, Fair Value | RCONPV01 | $280.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $268.7M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $165.1M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $161.9M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $121.1M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $109.2M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $105.5M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK152 | $63.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $53.2M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK153 | $52.1M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $45.0M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $44.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $28.2M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $19.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $7.8M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $3.8M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $2.5M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $918K |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $124K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $9K |
Schedule RC-C, Part I: Loans and Leases (44 items)
About Schedule RC-C, Part I · Simmons Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $18.08B |
| Pledged Loans and Leases | RCONG378 | $13.97B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $8.85B |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $5.85B |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $4.98B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $2.49B |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $2.36B |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $2.22B |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $2.20B |
| Commercial and Industrial Loans | RCON1766 | $2.16B |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $2.16B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $2.12B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $1.22B |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $1.11B |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $944.7M |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions | RCONJ454 | $834.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $831.1M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $812.4M |
| Real Estate Loans Secured by Farmland | RCON1420 | $685.5M |
| Loans to mortgage credit intermediaries | RCONPV05 | $473.5M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $426.6M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $419.7M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $356.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $305.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $295.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $294.0M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $294.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $247.6M |
| Loans to business credit intermediaries | RCONPV06 | $178.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $167.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $154.1M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Credit Cards | RCONB538 | $134.3M |
| Other loans to nondepository financial institutions | RCONPV09 | $97.9M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $86.8M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $47.6M |
| Loans to private equity funds | RCONPV07 | $44.0M |
| Loans to consumer credit intermediaries | RCONPV08 | $40.6M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $33.5M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $17.4M |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $16.2M |
| Other Loans | RCONJ464 | $16.2M |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $3.9M |
| All Other Lease Financing Receivables | RCONF163 | $74K |
| Lease Financing Receivables (Net of Unearned Income) | RCON2165 | $74K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $583.3M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $314.8M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $100.4M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $96.0M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $92.6M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $81.8M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $66.6M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $39.5M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $34.2M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $31.0M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $23.3M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $17.0M |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 3,809 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 1,503 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 1,216 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 1,165 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 1,120 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 740 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 573 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 519 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 391 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 327 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 298 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 169 |
Schedule RC-D: Trading Assets and Liabilities (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Trading Assets - U.S. Treasury Securities | RCON3531 | $14.5M |
Schedule RC-E: Deposit Liabilities (40 items)
About Schedule RC-E · Simmons Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $11.00B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $9.58B |
| Total Transaction Accounts | RCON2215 | $8.93B |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $7.41B |
| Total Demand Deposits (See Note Below) | RCON2210 | $5.91B |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $5.89B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $3.48B |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $2.75B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $2.40B |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $2.01B |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $1.82B |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $1.81B |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $1.81B |
| Total Brokered Deposits | RCON2365 | $1.81B |
| Total reciprocal deposits | RCONJH83 | $1.71B |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $1.64B |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $1.48B |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $1.42B |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $1.38B |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $1.38B |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $1.34B |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $1.24B |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $1.21B |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $1.12B |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $1.05B |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $879.2M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $871.1M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $849.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $457.1M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $221.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $102.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $44.5M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $40.6M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $26.7M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $22.0M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $5.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $4.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $1.9M |
| Total Nontransaction Accounts - Deposits of Foreign Governments and Official Institutions | RCON2377 | $248K |
| Total Transaction Accounts - Deposits of U.S. Government | RCON2202 | $8K |
Schedule RC-F: Other Assets (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $514.1M |
| Net Deferred Tax Assets | RCON2148 | $252.0M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $178.1M |
| Other Assets | RCON2168 | $170.1M |
| Accrued Interest Receivable | RCONB556 | $103.0M |
| Derivatives with a Position Fair Value Held for Purposes Other Than Trading | RCONC010 | $83.9M |
| Life Insurance Assets: Hybrid Account Life Insurance Assets | RCONK270 | $31.1M |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $209.5M |
| Dividends Declared But Not Yet Payable | RCON2932 | $55.0M |
| Other Expenses Accrued and Unpaid | RCON3646 | $34.8M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $25.6M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $21.0M |
Schedule RC-K: Quarterly Averages (20 items)
About Schedule RC-K · Simmons Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $24.94B |
| Quarterly Average of Total Loans | RCON3360 | $17.97B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $11.48B |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $6.79B |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $4.36B |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $3.00B |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $2.57B |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $2.14B |
| Mortgage-backed Securities | RCONB559 | $2.00B |
| All Other Securities | RCONB560 | $1.52B |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $1.41B |
| Quarterly Average of Other Borrowed Money | RCON3355 | $920.7M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $383.8M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $199.7M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards | RCONB561 | $135.3M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $104.4M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $57.8M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $46.1M |
| Quarterly Average of Assets Held in Trading Accounts | RCON3401 | $14.7M |
| Lease Financing Receivables (Net of Unearned Income) - Quarterly Average | RCON3484 | $74K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (27 items)
About Schedule RC-L · Simmons Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Over the Counter Derivatives: Net Current Credit Exposure - Banks and Securities Firms | RCONG418 | $7.9M |
| Over the Counter Derivatives: Net Current Credit Exposure - Corporations and All Other Counterparties | RCONG422 | $75.9M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $5.55B |
| Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps | RCON3450 | $5.49B |
| Interest Rate Swaps Where the Bank Has Agreed to Pay a Fixed Rate | RCONA589 | $2.49B |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $1.94B |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $1.29B |
| All Other Off-balance Sheet Liabilities | RCON3430 | $944.4M |
| Standby Letters of Credit Issued by a Federal Home Loan Bank on the Bank's Behalf | RCONC978 | $944.4M |
| Unused Commitments - Credit Card Lines | RCON3815 | $795.8M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $687.4M |
| Credit Card Lines: Unused Consumer Credit Card Lines | RCONJ455 | $657.1M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $326.9M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $261.4M |
| Other unused commitments: Loans to nondepository financial institutions | RCONPV11 | $212.1M |
| Credit Card Lines: Other Unused Credit Card Lines | RCONJ456 | $138.7M |
| Other unused commitments: Loans to private equity funds | RCONPV14 | $124.5M |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8741 | $83.9M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $82.3M |
| Other unused commitments: Loans to business credit intermediaries | RCONPV13 | $41.4M |
| Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8745 | $37.0M |
| Purchased OTC Interest Rate Option Contracts | RCON8713 | $22.0M |
| Written OTC Interest Rate Option Contracts | RCON8709 | $22.0M |
| Other unused commitments: Other loans to nondepository financial institutions | RCONPV16 | $21.8M |
| Other unused commitments: Loans to mortgage credit intermediaries | RCONPV12 | $19.2M |
| Interest Rate Forward Contracts | RCON8697 | $16.4M |
| Other unused commitments: Loans to consumer credit intermediaries | RCONPV15 | $5.2M |
Schedule RC-M: Memoranda (15 items)
About Schedule RC-M · Simmons Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $925.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $925.0M |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF061 | $300.0M |
| All other intangible assets | RCONJF76 | $77.2M |
| Cost of equity securities with readily determinable fair values not held for trading | RCONJA29 | $20.4M |
| All Other Real Estate Owned: Nonfarm Nonresidential Properties in Domestic Offices | RCON5512 | $6.1M |
| All Other Real Estate Owned: 1-4 Family Residential Properties in Domestic Offices | RCON5510 | $3.1M |
| All Other Real Estate Owned: Multifamily (5 or More) Residential Properties in Domestic Offices | RCON5511 | $1.9M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $1.4M |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $1.0M |
| Mortgage Servicing Assets | RCON3164 | $1.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Five Years | RCONF058 | $766K |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $741K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 1 |
| Number of outstanding PPP Loans | RCONLG26 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (43 items)
About Schedule RC-N · Simmons Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $165.3M |
| Additions to Nonaccrual Assets | RCONC410 | $78.4M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $51.6M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $39.5M |
| 1-4 Family Residential Construction Loans, Nonaccrual | RCONF176 | $37.0M |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $27.3M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $19.3M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $18.9M |
| Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual | RCONF177 | $18.5M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $18.3M |
| Nonaccrual Assets Sold During the Quarter | RCONC411 | $14.7M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $9.1M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual | RCON3501 | $7.5M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $4.9M |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Nonaccrual | RCONK038 | $4.5M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Past Due 30 Through 89 Days and Still Accruing | RCON3493 | $3.5M |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' : Nonaccrual | RCONK041 | $3.4M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $3.1M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Past Due 30 Through 89 Days and Still Accruing | RCONB575 | $2.8M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $1.3M |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $1.2M |
| All Other Loans - Nonaccrual | RCON5461 | $1.2M |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Past Due 30 Through 89 Days and Still Accruing | RCONK036 | $1.0M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $995K |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' Past Due 30 Through 89 Days and Still Accruing | RCONK039 | $942K |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $753K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Past Due 90 Days or More and Still Accruing | RCONB576 | $610K |
| All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCON5459 | $595K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Nonaccrual | RCONB577 | $499K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Nonaccrual | RCON3495 | $385K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $361K |
| Loans to Finance Agricultural Production and Other Loans to Farmers - Nonaccrual | RCON1583 | $324K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $253K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual | RCONHK28 | $232K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by 1-4 Residential Properties (in Domestic Offices) - Nonaccrual | RCONF663 | $221K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 90 or More Days Past Due and Still Accruing | RCONF180 | $143K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC238 | $124K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual | RCONK218 | $116K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual | RCONK215 | $80K |
| Other Construction Loans and All Land Development and Other Land Loans, Past Due 31 - 89 Days | RCONF173 | $65K |
| Itemize Loan Modifications to Borrowers Experiencing Financial Difficulty Other Consumer (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) Loans to Individuals for Household, Family, and Other Personal Expenditures: Nonaccrual | RCONK282 | $11K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty : All Other Loans - Nonaccrual | RCONK128 | $11K |
| Loans to Finance Agricultural Production and Other Loans to Farmers - Past Due 30-89 Days and Still Accruing | RCON1594 | $7K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (21 items)
About Schedule RC-O · Simmons Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Unsecured Other Borrowings with a Remaining Maturity of Over One Year Through Three Years | RCONG466 | $300.0M |
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $24.94B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $20.09B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $10.48B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $9.40B |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $7.21B |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $2.18B |
| Total Unfunded Commitments to Fund Construction, Land Development, and Other Land Loans Secured by Real Estate | RCONK676 | $1.97B |
| Nonbrokered Time Deposits of More Than $250,000 in Domestic Offices | RCONK678 | $1.38B |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $196.7M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Loans Secured by Multifamily Residential and Nonfarm Nonresidential Properties | RCONN178 | $51.6M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $26.8M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Commercial and Industrial Loans | RCONN181 | $23.7M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Closed-end Loans Secured by Junior Liens on 1-4 Family Residential Properties and Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCONN180 | $10.7M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCONN179 | $1.1M |
| Amount of Other Real Estate Owned Recoverable from the U.S. Government Under Guarantee or Insurance Provisions (Excluding FDIC Loss-sharing Agreements). | RCONK669 | $38K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 658,810 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 8,787 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 7,607 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 75 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-P: 1-4 Family Residential Mortgage Banking Activities (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Retail originations during the quarter of 1-4 family residential mortgage loans for sale | RCONHT81 | $87.3M |
| Principal Amount of 1-4 Family Residential Mortgage Loans Sold During the Quarter | RCONFT04 | $85.4M |
| Quarter End Amount of 1-4 Family Residential Mortgage Loans Held for Sale or Trading | RCONFT05 | $15.4M |
| Noninterest income for the quarter from the sale, securitization, and servicing of 1-4 family residential mortgage loans | RIADHT85 | $2.4M |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (26 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases Held for Sale - Level 2 Fair Value Measurements | RCONG486 | $8.4M |
| Loans and Leases Held for Sale - Total Fair Value Reported on Schedule Rc | RCONG483 | $8.4M |
| Other Trading Assets - Level 2 Fair Value Measurements | RCONG500 | $14.5M |
| Other Trading Assets - Total Fair Value Reported on Schedule Rc | RCONG497 | $14.5M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $3.15B |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $3.13B |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $3.10B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $3.10B |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Level 2 Fair Value Measurements | RCONG569 | $46.3M |
| All Other Liabilities - Level 2 Fair Value Measurements | RCONG808 | $46.3M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG534 | $46.3M |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Total Fair Value Reported on Schedule Rc | RCONG566 | $31.8M |
| All Other Liabilities - Total Fair Value Reported on Balance Sheet | RCONG805 | $31.8M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG531 | $31.8M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Level 2 Fair Value Measurements | RCONG544 | $28.4M |
| All Other Assets - Level 2 Fair Value Measurements | RCONG396 | $28.4M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Less Amounts Netted in the Determination of Total Fair Value | RCONG542 | $14.5M |
| All Other Assets - Less Amounts Netted in the Determination of Total Fair Value | RCONG392 | $14.5M |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities- Less Amounts Netted in the Determination of Total Fair Value | RCONG567 | $14.5M |
| All Other Liabilities - Less Amounts Netted in the Determination of Total Fair Value | RCONG806 | $14.5M |
| Total Assets Measured at Fair Value on a Recurring Basis - Less Amounts Netted in the Determination of Total Fair Value | RCONG503 | $14.5M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Less Amounts Netted in the Determination of Total Fair Value | RCONG532 | $14.5M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Total Fair Value Reported on Schedule Rc | RCONG541 | $13.9M |
| All Other Assets - Total Fair Value Reported on Schedule Rc | RCONG391 | $13.9M |
| Loans measured at fair value, Loans secured by real estate, Secured by 1-4 family residential properties, Domestic Offices | RCONHT87 | $8.4M |
| Loans measured at fair value, Unpaid principal balance of loans measured at fair value, Secured by 1-4 family residential properties, Domestic Offices | RCONHT91 | $8.2M |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · Simmons Bank regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (26 items)
About Schedule RC-R, Part I · Simmons Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $24.94B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $23.57B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $20.72B |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $3.38B |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $3.24B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $2.42B |
| Common Equity Tier 1 Capital | RCOAP859 | $2.16B |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $2.16B |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $2.16B |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $1.37B |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $1.30B |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$330.3M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$294.7M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $259.1M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $259.1M |
| Tier 2 Capital Before Deductions | RCOAP870 | $259.1M |
| Retained Earnings | RCOAKW00 | $150.7M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $59.1M |
| Accumulated Net Gains (Losses)on Cash-flow Hedges (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP846 | $35.6M |
| Deferred Tax Assets (DTAS) That Arise from Net Operating Loss and Tax Credit Carryforwards, Net of Any Related Valuation Allowances and Net of Dtls | RCOAP843 | $6.1M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1169 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1044 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1044 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.0918 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0369 |
Schedule RC-R, Part II: Risk-Weighted Assets (78 items)
About Schedule RC-R, Part II · Simmons Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $20.73B |
| Total Risk-weighted Assets | RCONG641 | $20.72B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $18.25B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $18.25B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $16.69B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $15.30B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $14.71B |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years | RCONS583 | $3.51B |
| Total All Other Assets | RCOND981 | $3.19B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $3.14B |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $3.14B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $3.11B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $3.10B |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $3.08B |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $2.77B |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $2.59B |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $2.46B |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $2.34B |
| Unconditionally Cancellable Commitments | RCONS540 | $1.87B |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $1.61B |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $1.57B |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $1.40B |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $1.23B |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $1.23B |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $1.18B |
| Notional Principal Amounts of Centrally Cleared Dervative Contracts, Interest Rate - One Year or Less | RCONS603 | $1.00B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $893.7M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $893.7M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | $738.6M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $621.3M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $589.6M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $540.9M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less | RCONS582 | $535.4M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $493.1M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over Five Years | RCONS584 | $439.2M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$427.1M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 50 Pct Risk Weight Category | RCONS461 | $281.6M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $250.7M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $239.2M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $236.4M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $236.4M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $198.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $167.1M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $167.1M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $166.0M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $162.6M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $136.3M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $129.3M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $105.9M |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $96.0M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $82.3M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $82.3M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $82.3M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $49.5M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $48.7M |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCONS542 | $37.9M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCONH296 | $31.1M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH297 | $31.1M |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $31.1M |
| Over-the-counter Derivatives - 20 Pct Risk Weight Category | RCONS545 | $22.9M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS416 | $16.4M |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCONS413 | $16.4M |
| Over-the-counter Derivatives - 100 Pct Risk Weight Category | RCONS547 | $15.0M |
| Total Trading Assets | RCOND976 | $14.5M |
| Trading Assets - 0 Pct Risk Weight Category | RCOND977 | $14.5M |
| Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules | RCONG642 | $13.8M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 20 Pct Risk Weight Category | RCONS441 | $11.4M |
| Repo-style Transactions - 20 Pct Risk Weight Category | RCONS520 | $6.2M |
| Repo-style Transactions - Credit Equivalent Amount | RCONS516 | $6.2M |
| Repo-style Transactions - Face, Notional, or Other Amount | RCONS515 | $6.2M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $4.5M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $4.5M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 20 Pct Risk Weight Category | RCONS452 | $3.4M |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $2.6M |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $1.0M |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $1.0M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $1.0M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 0 Pct Risk Weight Category | RCONS451 | $4K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (2 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Loans Other Than 1-4 Family Residential Mortgage Loans That Are Serviced for Others | RCONA591 | $389.5M |
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with No Recourse or Other Servicer-provided Credit Enhancements | RCONB805 | $169K |
Schedule RC-T: Fiduciary and Related Services (49 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Fiduciary Accounts - Managed Assets | RCONB894 | $5.20B |
| Investment Management Agency Accounts - Managed Assets | RCONB886 | $2.36B |
| Total Fiduciary Accounts - Non-managed Assets | RCONB895 | $1.58B |
| Personal Trust and Agency Accounts - Managed Assets | RCONB868 | $1.51B |
| Corporate Trust and Agency Accounts - Non-managed Assets | RCONB885 | $977.2M |
| Custody and Safekeeping Accounts - Non-managed Assets | RCONB898 | $812.5M |
| Other Retirement Accounts - Managed Assets | RCONB880 | $640.9M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Managed Assets | RCONJ259 | $609.7M |
| Employee Benefit-defined Contribution - Managed Assets | RCONB872 | $420.9M |
| Other Retirement Accounts - Non-managed Assets | RCONB881 | $276.6M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Managed Assets | RCONJ255 | $224.4M |
| Employee Benefit-defined Benefit - Non-managed Asssets | RCONB877 | $166.8M |
| Employee Benefit-defined Contribution - Non-managed Assets | RCONB873 | $103.5M |
| Employee Benefit-defined Benefit - Managed Assets | RCONB876 | $42.7M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Non-managed Asset | RCONJ260 | $39.2M |
| Personal Trust and Agency Accounts - Non-managed | RCONB869 | $22.3M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Non-managed Assets | RCONJ256 | $19.3M |
| Income from Fiduciary Activities | RIAD4070 | $17.6M |
| Other Fiduciary Accounts - Non-managed Assets | RCONB891 | $15.3M |
| Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts | RIADJ315 | $6.0M |
| Personal Trust and Agency Accounts | RIADB904 | $5.8M |
| Other Retirement Accounts | RIADB907 | $2.7M |
| Gross Fees, Commissions and Other Fiduciary Income: Corporate Trust and Agency Accounts | RIADA479 | $974K |
| Other Fiduciary Accounts - Managed Assets | RCONB890 | $656K |
| Fiduciary and Related Services Income-foundation and Endowment Trust and Agency Accounts | RIADJ316 | $636K |
| Employee Benefit-defined Contribution | RIADB905 | $556K |
| Employee Benefit-defined Benefit | RIADB906 | $326K |
| Custody and Safekeeping Accounts | RIADB909 | $288K |
| Other Fiduciary and Related Services Income | RIADB910 | $213K |
| All Other Fiduciary Income | RIADA480 | $7K |
| Total Fiduciary Accounts - Number of Managed Accounts | RCONB896 | 3,740 |
| Other Retirement Accounts - Number of Managed Accounts | RCONB882 | 1,251 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Managed Accounts | RCONJ261 | 1,225 |
| Investment Management Agency Accounts - Number of Managed Accounts | RCONB888 | 1,167 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCONB870 | 1,134 |
| Total Fiduciary Accounts - Non-managed Accounts | RCONB897 | 348 |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCONB899 | 223 |
| Corporate Trust and Agency Accounts - Number of Non-managed Accounts | RCONC002 | 147 |
| Other Retirement Accounts - Number of Non-managed Accounts | RCONB883 | 136 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Non-managed Accounts | RCONJ262 | 112 |
| Employee Benefit-defined Contribution - Number of Managed Accounts | RCONB874 | 92 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Managed Accounts | RCONJ257 | 92 |
| Employee Benefit-defined Contribution - Number of Non-managed Accounts | RCONB875 | 28 |
| Personal Trust and Agency Accounts - Number of Non-managed Accounts | RCONB871 | 26 |
| Other Fiduciary Accounts - Number of Non-managed Accounts | RCONB893 | 5 |
| Employee Benefit-defined Benefit - Number of Non-managed Accounts | RCONB879 | 4 |
| Employee Benefit-defined Benefit - Number of Managed Accounts | RCONB878 | 3 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Non-managed Accounts | RCONJ258 | 2 |
| Other Fiduciary Accounts - Number of Managed Accounts | RCONB892 | 1 |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $3.24B |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $3.20B |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $3.20B |
| Cash Dividends Declared on Common Stock | RIAD4460 | $107.5M |
| Other Comprehensive Income | RIADB511 | -$1.6M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (29 items)
About Schedule RI-B, Part I · Simmons Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $21.3M |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $4.4M |
| Loans Secured by Other Nonfarm Nonresidential Properties: Charge-offs | RIADC897 | $4.1M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Charge-offs | RIADC895 | $3.9M |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $3.1M |
| Charge-offs on Loans to Credit Cards | RIADB514 | $3.0M |
| Charge-offs on Closed-end Loans by 1-4 Family Residential Properties:secured by First Liens | RIADC234 | $1.9M |
| Charge-offs on Loans Secured by Farmland | RIAD3584 | $1.3M |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $1.0M |
| Other Construction Loans and All Land Development and Other Land Loans, Charge-offs | RIADC893 | $833K |
| Charge-offs on All Other Loans | RIAD4644 | $788K |
| Charge-offs on Loans to Finance Agricultural Production and Other Loans to Farmers | RIAD4655 | $788K |
| Recoveries on Loans to Credit Cards | RIADB515 | $712K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $566K |
| Recoveries on Automobile Loans | RIADK133 | $474K |
| Charge-offs on Automobile Loans | RIADK129 | $374K |
| Recoveries on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5412 | $256K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens | RIADC217 | $230K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $208K |
| Charge-offs on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens | RIADC235 | $52K |
| 1-4 Family Residential Construction Loans Recoveries | RIADC892 | $50K |
| Other Construction Loans and All Land Development and Other Land Loans, Recoveries | RIADC894 | $33K |
| Recoveries on All Other Loans | RIAD4628 | $30K |
| Recoveries on Loans to Finance Agricultural Production and Other Loans to Farmers | RIAD4665 | $30K |
| Charge-offs on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5411 | $17K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Recoveries | RIADC896 | $12K |
| Loans Secured by Other Nonfarm Nonresidential Properties: Recoveries | RIADC898 | $11K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens | RIADC218 | $4K |
| Recoveries on Loans Secured by Farmland | RIAD3585 | $4K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · Simmons Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $238.2M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $224.4M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $21.3M |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (14 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $18.06B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $8.84B |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $3.85B |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $2.57B |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $2.56B |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $238.2M |
| Loans and Leases, Held for Investment, Credit cards, Amortized Cost | RCONJJ08 | $134.3M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $98.5M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $93.3M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $63.4M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $39.0M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $26.9M |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $10.0M |
| Loans and Leases, Held for Investment, Credit cards, Allowance Balance | RCONJJ16 | $5.5M |
Schedule RI-E: Explanations (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $22.7M |
| Bank Card and Credit Card Interchange Fees | RIADF555 | $20.3M |
| Marketing and Other Professional Services | RIAD0497 | $12.8M |
| Automated Teller Machine (ATM) and Interchange Expense | RIADF558 | $10.4M |
| Earnings On/increase in Value of Cash Surrender Value of Life Insurance | RIADC014 | $8.4M |
| Second Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4462 | $3.9M |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $3.7M |
Simmons Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Simmons Bank call report?
The Simmons Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Simmons Bank file?
Simmons Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Simmons Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Simmons Bank has Federal Reserve RSSD ID 663245 and FDIC certificate number 3890. Either one finds its filings on the FFIEC Central Data Repository.
How often does Simmons Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Simmons Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 3890) · FFIEC NIC profile (RSSD 663245)