Solutions North Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Solutions North Bank of Stockton, KS against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.42% | 1.25% | +0.17% | 58th above |
| ROAE | 11.78% | 12.22% | -0.44% | 46th below |
| Net Interest Margin | 4.05% | 3.95% | +0.10% | 55th above |
| Efficiency Ratio | 47.87% | 63.71% | -15.84% | 85th top |
| PPNR / Avg Assets | 1.95% | — | — | 69th above |
| Yield on Earning Assets | 5.78% | 5.67% | +0.11% | 58th above |
| Cost of Funds | 1.91% | 1.87% | +0.04% | 43rd below |
| Net Interest Spread | 3.42% | — | — | 54th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.28% | 0.88% | -0.60% | 59th above |
| NPA / Total Assets | 0.17% | — | — | 63rd above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.02% | 0.15% | -0.13% | 35th below |
| ACL / Total Loans | 1.80% | — | — | 90th top |
| ACL / NPLs (Coverage) | 650.00% | — | — | 75th top |
| Texas Ratio | 1.52% | 5.96% | -4.44% | 63rd above |
| Provision / NCO | 725.00% | — | — | 78th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 14.28% | 17.18% | -2.90% | 41st below |
| Tier 1 Ratio | 14.28% | 17.21% | -2.93% | 41st below |
| Total Capital Ratio | 15.54% | — | — | 43rd below |
| Leverage Ratio | 10.90% | 11.75% | -0.85% | 48th below |
| Equity / Assets | 12.33% | 10.98% | +1.35% | 73rd above |
| TCE / Tangible Assets | 10.56% | — | — | 57th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 74.87% | 80.44% | -5.57% | 62nd above |
| Core Deposit Ratio | 90.06% | 86.95% | +3.11% | 55th above |
| Wholesale Funding Ratio | 2.84% | — | — | 57th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 0.21% | — | — | 20th bottom |
| Loan Growth (Y/Y) | 4.07% | — | — | 42nd below |
| Deposit Growth (Y/Y) | -0.22% | — | — | 22nd bottom |
See Solutions North Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Solutions North Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Solutions North Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Solutions North Bank peer analysis.