Solutions North Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 163.73 percentage points in Q2 2026, from 486.27% to 650.00%. It was the largest change from Q1 2026 among the key lines here. Within Kansas, Solutions North Bank is 98th of 182 on return on assets, 1.42% as of Q2 2026. Solutions North Bank reported 1.42% on return on assets for Q2 2026, 0.17 points above the 1.26% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 14.28% |
| Tier 1 risk-based capital ratio | 14.28% |
| Total risk-based capital ratio | 15.54% |
| Tier 1 leverage ratio | 10.90% |
| Equity capital to assets | 12.33% |
| Tangible equity to tangible assets | 10.56% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.28% |
| Non-performing assets ratio | 0.17% |
| Net charge-off ratio | 0.02% |
| Texas ratio | 1.52% |
| Allowance for credit losses to loans | 1.80% |
| Reserve coverage of non-performing loans | 650.00% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.42% |
| Return on equity | 11.78% |
| Net interest margin | 4.05% |
| Efficiency ratio | 47.87% |
| Yield on earning assets | 5.78% |
| Cost of funds | 1.91% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 74.87% |
| Core deposits to total deposits | 90.06% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 84.25% |
| Securities to assets | 29.27% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 16.35% | 16.35% | 17.60% | 13.07% | 0.34% |
| Q4 2023 | 15.94% | 15.94% | 17.19% | 13.03% | 0.99% |
| Q1 2024 | 16.50% | 16.50% | 17.75% | 13.27% | 1.06% |
| Q2 2024 | 16.61% | 16.61% | 17.86% | 13.76% | 0.93% |
| Q3 2024 | 11.69% | 11.69% | 12.94% | 9.14% | -0.10% |
| Q4 2024 | 12.74% | 12.74% | 13.99% | 9.29% | 0.86% |
| Q1 2025 | 13.15% | 13.15% | 14.40% | 9.44% | 0.94% |
| Q2 2025 | 13.12% | 13.12% | 14.37% | 10.13% | 1.05% |
| Q3 2025 | 13.53% | 13.53% | 14.78% | 10.60% | 1.19% |
| Q4 2025 | 13.17% | 13.17% | 14.42% | 10.50% | 1.06% |
| Q1 2026 | 14.03% | 14.03% | 15.29% | 10.53% | 1.33% |
| Q2 2026 | 14.28% | 14.28% | 15.54% | 10.90% | 1.42% |
Solutions North Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Solutions North Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Solutions North Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16971) · FFIEC NIC profile (RSSD 612159)