Solutions North Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
In Q2 2026, Total interest expense edged down by 2.3%, from $2.0M to $2.0M, the largest move among the key lines here. Within Kansas, Solutions North Bank is 80th of 182 on net interest margin, 4.05% as of Q2 2026. The median for banks in the $100M-1B asset tier is 3.94% on net interest margin; Solutions North Bank reported 4.05% for Q2 2026, nearly level with it.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.78% |
| Yield on loans | 6.78% |
| Yield on securities | 3.70% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.91% |
| Cost of interest-bearing deposits | 2.33% |
| Cost of interest-bearing liabilities | 2.36% |
| Cost of borrowings | 2.88% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.05% |
| Yield to cost spread | 3.42% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $5.0M |
| Total interest expense | $2.0M |
| Interest expense on deposits | $1.9M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.83% | 1.45% | 3.56% | 5.81% | 2.14% |
| Q4 2023 | 5.01% | 1.71% | 3.51% | 6.10% | 2.14% |
| Q1 2024 | 5.10% | 1.76% | 3.55% | 6.19% | 2.17% |
| Q2 2024 | 5.24% | 1.87% | 3.59% | 6.44% | 2.23% |
| Q3 2024 | 5.86% | 2.38% | 3.72% | 6.90% | 2.25% |
| Q4 2024 | 5.74% | 2.24% | 3.66% | 6.95% | 2.62% |
| Q1 2025 | 5.59% | 2.00% | 3.73% | 6.82% | 3.29% |
| Q2 2025 | 5.73% | 2.04% | 3.83% | 6.94% | 3.52% |
| Q3 2025 | 5.89% | 2.06% | 4.01% | 7.03% | 3.61% |
| Q4 2025 | 5.88% | 1.97% | 4.08% | 7.01% | 3.63% |
| Q1 2026 | 5.70% | 1.92% | 3.95% | 6.80% | 3.64% |
| Q2 2026 | 5.78% | 1.91% | 4.05% | 6.78% | 3.70% |
Solutions North Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Solutions North Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Solutions North Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16971) · FFIEC NIC profile (RSSD 612159)