South Lafourche Bank & Trust Company: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Retained earnings fell 3.5% from Q1 2026 to Q2 2026, ending at $9.7M against $10.1M. It was the largest change among the key lines on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 11.73% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $20.8M |
| Tier 1 capital | $20.8M |
| Total risk-based capital | — |
| Total equity capital | $19.5M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 10.99% |
| Tangible equity to tangible assets | 10.99% |
| Equity capital to average assets | 10.99% |
| Internal capital growth rate | -7.16% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $300K |
| Common stock surplus | $10.8M |
| Retained earnings | $9.7M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$1.3M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 11.35% | 8.99% | 8.99% |
| Q4 2023 | 11.45% | 9.65% | 9.65% |
| Q1 2024 | 11.33% | 9.44% | 9.44% |
| Q2 2024 | 11.68% | 10.20% | 10.20% |
| Q3 2024 | 11.48% | 10.46% | 10.46% |
| Q4 2024 | 11.57% | 10.18% | 10.18% |
| Q1 2025 | 11.95% | 10.74% | 10.74% |
| Q2 2025 | 12.45% | 11.47% | 11.47% |
| Q3 2025 | 12.51% | 11.66% | 11.66% |
| Q4 2025 | 12.62% | 11.52% | 11.52% |
| Q1 2026 | 12.07% | 11.21% | 11.21% |
| Q2 2026 | 11.73% | 10.99% | 10.99% |
South Lafourche Bank & Trust Company regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock South Lafourche Bank & Trust Company, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full South Lafourche Bank & Trust Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 19755) · FFIEC NIC profile (RSSD 135836)