South Lafourche Bank & Trust Company: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 5.09 percentage points higher than in Q1 2026, at 131.59%. Within Louisiana, South Lafourche Bank & Trust Company is 13th of 103 on loan-to-deposit ratio, 97.22% as of Q2 2026, above the middle of the field. South Lafourche Bank & Trust Company reported 97.22% on loan-to-deposit ratio for Q2 2026, 16.27 points above the 80.94% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $7.2M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $29.9M |
| Fed funds sold and reverse repos | $3.9M |
| Fed funds sold and reverse repos to assets | 2.17% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $9.5M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 5.35% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 97.22% |
| Net loans and leases to deposits | 95.45% |
| Loans and leases to core deposits | 131.59% |
| Core deposits to total deposits | 73.88% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 98.86% | 88.11% | $0 | $18.2M |
| Q4 2023 | 98.34% | 87.81% | $0 | $18.2M |
| Q1 2024 | 95.41% | 84.50% | $0 | $18.2M |
| Q2 2024 | 97.87% | 83.79% | $0 | $18.2M |
| Q3 2024 | 95.64% | 78.25% | $0 | $18.2M |
| Q4 2024 | 93.09% | 78.35% | $0 | $18.2M |
| Q1 2025 | 83.60% | 76.49% | $0 | $3.2M |
| Q2 2025 | 87.35% | 74.98% | $0 | $3.2M |
| Q3 2025 | 90.04% | 76.08% | $0 | $5.5M |
| Q4 2025 | 95.69% | 75.75% | $0 | $10.5M |
| Q1 2026 | 95.61% | 75.58% | $0 | $9.5M |
| Q2 2026 | 97.22% | 73.88% | $0 | $9.5M |
South Lafourche Bank & Trust Company liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock South Lafourche Bank & Trust Company, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full South Lafourche Bank & Trust Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 19755) · FFIEC NIC profile (RSSD 135836)