South Lafourche Bank & Trust Company: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks South Lafourche Bank & Trust Company of Larose, LA against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.47% | 1.35% | -0.88% | 12th bottom |
| ROAE | 4.22% | 13.32% | -9.10% | 12th bottom |
| Net Interest Margin | 3.55% | 3.93% | -0.38% | 29th below |
| Efficiency Ratio | 86.97% | 61.13% | +25.84% | 8th bottom |
| PPNR / Avg Assets | 0.50% | 1.68% | -1.18% | 8th bottom |
| Yield on Earning Assets | 5.26% | 5.67% | -0.41% | 33rd below |
| Cost of Funds | 1.91% | 1.88% | +0.03% | 43rd below |
| Net Interest Spread | 2.76% | 3.32% | -0.56% | 23rd bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 6.95% | 0.94% | +6.01% | 1st bottom |
| NPA / Total Assets | 5.66% | 0.70% | +4.96% | 1st bottom |
| NCO / Avg Loans | -0.60% | 0.16% | -0.76% | 99th top |
| ACL / Total Loans | 1.82% | 1.28% | +0.54% | 90th top |
| ACL / NPLs (Coverage) | 26.11% | 1546.41% | -1520.30% | 3rd bottom |
| Texas Ratio | 45.43% | 7.33% | +38.10% | 1st bottom |
| Provision / NCO Behind the peer average, ahead of the median peer. | 176.47% | 1395.18% | -1218.71% | 55th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.73% | 12.14% | -0.41% | 61st above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.99% | 11.36% | -0.37% | 60th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.99% | 11.08% | -0.09% | 64th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 97.22% | 80.66% | +16.56% | 15th bottom |
| Core Deposit Ratio | 73.88% | 86.85% | -12.97% | 8th bottom |
| Wholesale Funding Ratio | 5.35% | 5.04% | +0.31% | 36th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 8.16% | 6.84% | +1.32% | 76th top |
| Loan Growth (Y/Y) | 16.42% | 7.92% | +8.50% | 88th top |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 4.60% | 6.29% | -1.69% | 55th above |
See South Lafourche Bank & Trust Company's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock South Lafourche Bank & Trust Company, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full South Lafourche Bank & Trust Company profile, how to read a UBPR, or how this data updates.