Southwest Bank of Weatherford: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Common equity Tier 1 ratio: 1.80 percentage points higher than in Q1 2026, at 25.73%. On CET1 ratio, Southwest Bank of Weatherford ranks 5th highest among the 71 banks headquartered in Oklahoma, at 25.73% (Q2 2026). Southwest Bank of Weatherford reported 25.73% on CET1 ratio for Q2 2026, 6.23 points above the 19.50% median for banks in the < $100M asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 25.73% |
| Tier 1 risk-based capital ratio | 25.73% |
| Total risk-based capital ratio | 26.99% |
| Tier 1 leverage ratio | 13.52% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $11.4M |
| Tier 1 capital | $11.4M |
| Total risk-based capital | $11.9M |
| Total equity capital | $10.9M |
| Risk-weighted assets | $44.2M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 12.71% |
| Tangible equity to tangible assets | 12.71% |
| Equity capital to average assets | 12.99% |
| Internal capital growth rate | 10.84% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $250K |
| Common stock surplus | $250K |
| Retained earnings | $10.9M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$452K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 23.44% | 23.44% | 24.69% | 13.80% | $46.6M |
| Q4 2023 | 23.40% | 23.40% | 24.65% | 14.59% | $49.9M |
| Q1 2024 | 22.29% | 22.29% | 23.54% | 14.18% | $49.3M |
| Q2 2024 | 24.79% | 24.79% | 26.05% | 14.75% | $45.4M |
| Q3 2024 | 25.71% | 25.71% | 26.97% | 14.90% | $44.7M |
| Q4 2024 | 26.95% | 26.95% | 28.21% | 15.20% | $43.6M |
| Q1 2025 | 24.78% | 24.78% | 26.03% | 14.53% | $44.5M |
| Q2 2025 | 24.82% | 24.82% | 26.08% | 14.47% | $45.3M |
| Q3 2025 | 24.82% | 24.82% | 26.07% | 14.46% | $46.0M |
| Q4 2025 | 25.12% | 25.12% | 26.38% | 14.67% | $46.3M |
| Q1 2026 | 23.93% | 23.93% | 25.19% | 13.85% | $46.4M |
| Q2 2026 | 25.73% | 25.73% | 26.99% | 13.52% | $44.2M |
Southwest Bank of Weatherford regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Southwest Bank of Weatherford, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Southwest Bank of Weatherford profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4076) · FFIEC NIC profile (RSSD 1014059)