Southwest Bank of Weatherford: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans dropped 12.52 percentage points in Q2 2026, from 83.47% to 70.95%. It was the largest change from Q1 2026 among the key lines here. Within Oklahoma, Southwest Bank of Weatherford is 91st of 169 on return on assets, 1.37% as of Q2 2026, below the middle of the field. The median for banks in the < $100M asset tier is 0.98% on return on assets. Southwest Bank of Weatherford sits 0.38 points higher, at 1.37% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 25.73% |
| Tier 1 risk-based capital ratio | 25.73% |
| Total risk-based capital ratio | 26.99% |
| Tier 1 leverage ratio | 13.52% |
| Equity capital to assets | 12.71% |
| Tangible equity to tangible assets | 12.71% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 2.47% |
| Non-performing assets ratio | 1.34% |
| Net charge-off ratio | 0.04% |
| Texas ratio | 9.81% |
| Allowance for credit losses to loans | 1.75% |
| Reserve coverage of non-performing loans | 70.95% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.37% |
| Return on equity | 10.68% |
| Net interest margin | 4.03% |
| Efficiency ratio | 58.10% |
| Yield on earning assets | 5.59% |
| Cost of funds | 1.75% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 62.23% |
| Core deposits to total deposits | 93.92% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 87.18% |
| Securities to assets | 8.62% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 23.44% | 23.44% | 24.69% | 13.80% | 1.20% |
| Q4 2023 | 23.40% | 23.40% | 24.65% | 14.59% | 1.14% |
| Q1 2024 | 22.29% | 22.29% | 23.54% | 14.18% | 1.34% |
| Q2 2024 | 24.79% | 24.79% | 26.05% | 14.75% | 1.47% |
| Q3 2024 | 25.71% | 25.71% | 26.97% | 14.90% | 1.16% |
| Q4 2024 | 26.95% | 26.95% | 28.21% | 15.20% | 1.30% |
| Q1 2025 | 24.78% | 24.78% | 26.03% | 14.53% | 1.47% |
| Q2 2025 | 24.82% | 24.82% | 26.08% | 14.47% | 1.11% |
| Q3 2025 | 24.82% | 24.82% | 26.07% | 14.46% | 0.94% |
| Q4 2025 | 25.12% | 25.12% | 26.38% | 14.67% | 1.02% |
| Q1 2026 | 23.93% | 23.93% | 25.19% | 13.85% | 1.37% |
| Q2 2026 | 25.73% | 25.73% | 26.99% | 13.52% | 1.37% |
Southwest Bank of Weatherford vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Southwest Bank of Weatherford, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Southwest Bank of Weatherford profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4076) · FFIEC NIC profile (RSSD 1014059)