Southwest Bank of Weatherford: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
In Q2 2026, Yield on securities edged up by 0.20 percentage points, from 2.03% to 2.23%, the largest move among the key lines here. Within Oklahoma, Southwest Bank of Weatherford is 102nd of 169 on net interest margin, 4.03% as of Q2 2026, below the middle of the field. The median for banks in the < $100M asset tier is 3.89% on net interest margin. Southwest Bank of Weatherford sits 0.15 points higher, at 4.03% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.59% |
| Yield on loans | 7.11% |
| Yield on securities | 2.23% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.75% |
| Cost of interest-bearing deposits | 2.50% |
| Cost of interest-bearing liabilities | 2.50% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.03% |
| Yield to cost spread | 3.09% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $874K |
| Total interest expense | $322K |
| Interest expense on deposits | $322K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 5.46% | 1.28% | 4.30% | 6.37% | 2.16% |
| Q4 2023 | 5.74% | 1.49% | 4.43% | 6.54% | 2.19% |
| Q1 2024 | 5.71% | 1.57% | 4.30% | 6.64% | 2.29% |
| Q2 2024 | 5.78% | 1.67% | 4.29% | 6.74% | 2.36% |
| Q3 2024 | 5.78% | 1.81% | 4.20% | 7.01% | 2.33% |
| Q4 2024 | 5.81% | 1.85% | 4.21% | 7.03% | 2.35% |
| Q1 2025 | 5.56% | 1.71% | 4.03% | 6.96% | 2.29% |
| Q2 2025 | 5.95% | 1.81% | 4.35% | 7.26% | 2.22% |
| Q3 2025 | 5.85% | 1.82% | 4.27% | 7.30% | 2.13% |
| Q4 2025 | 5.70% | 1.82% | 4.12% | 7.03% | 2.06% |
| Q1 2026 | 5.59% | 1.77% | 4.03% | 6.98% | 2.03% |
| Q2 2026 | 5.59% | 1.75% | 4.03% | 7.11% | 2.23% |
Southwest Bank of Weatherford yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Southwest Bank of Weatherford, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Southwest Bank of Weatherford profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4076) · FFIEC NIC profile (RSSD 1014059)