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Square Financial Services, Inc.: Tier 1 Leverage Ratio

65.19%

Data as of · sourced from FFIEC call reports. How we update

Square Financial Services, Inc. reported a tier 1 leverage ratio of 65.19% as of Q2 2026. That is up 2.80 percentage points from 62.39% a year earlier, and above the 10.49% median of the 871 Large Community Banks ($1B–$10B in assets). The Tier 1 Leverage Ratio measures Tier 1 capital against unweighted average assets, a simpler backstop that prevents banks from gaming the risk-based capital rules.

12-Quarter Trend

Q3 2023 Q2 2026 (latest)
Q2 2026 65.19%
Q1 2026 61.54%
Q4 2025 60.58%
Q3 2025 61.65%
Q2 2025 62.39%
Q1 2025 67.20%
Q4 2024 64.75%
Q3 2024 66.20%
Q2 2024 67.49%
Q1 2024 67.32%
Q4 2023 64.75%
Q3 2023 61.59%

National Context

Latest value 65.19%
12-quarter low60.58%
12-quarter high67.49%
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What is the Tier 1 Leverage Ratio?

The tier 1 leverage ratio is a bank's tier 1 capital divided by its average total consolidated assets. Unlike the risk-based ratios it gives every asset the same weight, so it caps how far a bank can stretch its balance sheet whatever the asset mix.

Read the leverage ratio next to the CET1 ratio. A bank with a 15% CET1 ratio and a 7% leverage ratio holds a large share of low-risk-weight assets such as securities and cash; when the two ratios are close, the balance sheet is loan-heavy. Very large banks run lower leverage ratios than community banks because their capital requirements bind on risk-based measures and the supplementary leverage ratio. Ratios far above 15% usually belong to trust and custody banks with small balance sheets.

Full definition & formula →

Frequently asked questions

What is Square Financial Services, Inc.'s Tier 1 Leverage Ratio?

Square Financial Services, Inc.'s Tier 1 Leverage Ratio was 65.19% as of Q2 2026.

What is the Tier 1 Leverage Ratio?

The tier 1 leverage ratio is a bank's tier 1 capital divided by its average total consolidated assets. Unlike the risk-based ratios it gives every asset the same weight, so it caps how far a bank can stretch its balance sheet whatever the asset mix.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Square Financial Services, Inc. profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 59177) · FFIEC NIC profile (RSSD 5582846)