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Square Financial Services, Inc.: Return on Assets

34.84%

Data as of · sourced from FFIEC call reports. How we update

Square Financial Services, Inc. reported a return on assets of 34.84% as of Q2 2026. That is up 10.42 percentage points from 24.42% a year earlier, and above the 1.29% median of the 854 Large Community Banks ($1B–$10B in assets). Return on Assets (ROA) measures net income divided by average total assets, the single most-watched US banking profitability metric.

12-Quarter Trend

Q3 2023 Q2 2026 (latest)
Q2 2026 34.84%
Q1 2026 35.92%
Q4 2025 35.34%
Q3 2025 35.10%
Q2 2025 24.42%
Q1 2025 21.76%
Q4 2024 17.59%
Q3 2024 20.83%
Q2 2024 24.02%
Q1 2024 23.82%
Q4 2023 27.63%
Q3 2023 26.94%

National Context

Latest value 34.84%
12-quarter low17.59%
12-quarter high35.92%
Full rankingView leaderboard

What is the Return on Assets?

Return on assets (ROA) is a bank's annualized net income divided by its average total assets, expressed as a percentage. It shows how much profit the bank earns on each dollar of its balance sheet, whatever its size or capital structure.

Read ROA against peers of the same size and business model, then check what is driving it. A high ROA from a wide net interest margin is more durable than one lifted by a one-time securities gain or a release of loan loss reserves. Subchapter S banks pay no income tax at the bank level, so their after-tax ROA runs higher than a C corporation bank with the same pretax earnings; compare them on pretax ROA. A bank with heavy trust or fee businesses can post a high ROA on a small balance sheet.

Full definition & formula →

Frequently asked questions

What is Square Financial Services, Inc.'s Return on Assets?

Square Financial Services, Inc.'s Return on Assets was 34.84% as of Q2 2026.

What is the Return on Assets?

Return on assets (ROA) is a bank's annualized net income divided by its average total assets, expressed as a percentage. It shows how much profit the bank earns on each dollar of its balance sheet, whatever its size or capital structure.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Square Financial Services, Inc. profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 59177) · FFIEC NIC profile (RSSD 5582846)