Square Financial Services, Inc.: Uninsured Deposit Ratio
Data as of · sourced from FFIEC call reports. How we update
Square Financial Services, Inc. reported an uninsured deposit ratio of 30.43% as of Q2 2026, ranking #532 of 980 U.S. banks (46th percentile). That is below the 30.89% median of the 815 Large Community Banks ($1B–$10B in assets). Uninsured deposits (those above the $250K FDIC insurance threshold) have economic incentive to flee at the first sign of trouble. The risk Silicon Valley Bank's failure brought to national attention.
2-Quarter Trend
National Context
What is the Uninsured Deposit Ratio?
The Uninsured Deposit Ratio measures deposits above the $250K FDIC insurance threshold as a percentage of total deposits. Made infamous by the Silicon Valley Bank failure in 2023, it captures deposit base run-risk.
Most US community banks report uninsured deposit ratios between 20% and 50%. Above 60% warrants attention. The bank is exposed to run-risk in a crisis scenario. SVB at failure reported uninsured deposits over 90% of total.
Full definition & formula →Frequently asked questions
What is Square Financial Services, Inc.'s Uninsured Deposit Ratio?
Square Financial Services, Inc.'s Uninsured Deposit Ratio was 30.43% as of Q2 2026, ranking #532 of 980 U.S. banks.
What is the Uninsured Deposit Ratio?
The Uninsured Deposit Ratio measures deposits above the $250K FDIC insurance threshold as a percentage of total deposits. Made infamous by the Silicon Valley Bank failure in 2023, it captures deposit base run-risk.
More Square Financial Services, Inc. metrics
Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Square Financial Services, Inc. profile or how this data updates. The figures come from the bank's call report.
Regulator records: FDIC BankFind (cert 59177) · FFIEC NIC profile (RSSD 5582846)