Star Financial Bank: Off-Balance-Sheet Exposure
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Data as of · Call Report Schedules RC-L and RC-R How we update
Star Financial Bank reported all 9 line items on this page on its Q2 2026 filing. Unused loan commitments was $187.0M in Q2 2026, down 0.2% from $187.3M in Q2 2025. That is 5.8% of its total assets. Across the 12 quarters shown it ranged from $177.0M (Q3 2023) to $188.4M (Q4 2025).
What the off-balance-sheet exposure page covers and where each line comes from.
Letters of credit climbed 32.5% in Q2 2026, from $4.9M to $6.6M. It was the largest change from Q1 2026 among the key lines here.
Commitments
| Line item | Q2 2026 |
|---|---|
| Unused loan commitments | $187.0M |
| Letters of credit | $6.6M |
Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q2 2026 on the FFIEC CDR.
Derivatives
| Line item | Q2 2026 |
|---|---|
| Total derivatives, notional | $34.0M |
| Interest rate swaps, notional | $0 |
| Foreign exchange derivatives, notional | $0 |
| Derivatives notional to total assets | 1.05% |
Notional value is the reference amount a contract is calculated on. It measures activity, not exposure: credit exposure is a small fraction of notional.
Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q2 2026 on the FFIEC CDR.
Trading positions
| Line item | Q2 2026 |
|---|---|
| Trading account assets | $0 |
| Trading liabilities | $0 |
| Trading assets to total assets | 0.00% |
Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q2 2026 on the FFIEC CDR.
Off-Balance-Sheet Exposure trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Off-Balance-Sheet Exposure by quarter
| Quarter | Unused commitments | Letters of credit | Derivatives notional / assets |
|---|---|---|---|
| Q3 2023 | $177.0M | $9.3M | 2.08% |
| Q4 2023 | $178.5M | $9.8M | 2.02% |
| Q1 2024 | $180.2M | $8.3M | 2.11% |
| Q2 2024 | $181.0M | $5.4M | 2.07% |
| Q3 2024 | $181.1M | $7.7M | 2.11% |
| Q4 2024 | $180.8M | $6.5M | 2.06% |
| Q1 2025 | $185.8M | $7.2M | 2.12% |
| Q2 2025 | $187.3M | $5.7M | 0.21% |
| Q3 2025 | $188.0M | $5.4M | 1.07% |
| Q4 2025 | $188.4M | $5.6M | 0.95% |
| Q1 2026 | $186.0M | $4.9M | 1.18% |
| Q2 2026 | $187.0M | $6.6M | 1.05% |
Star Financial Bank off-balance-sheet exposure, quarter by quarter
Off-Balance-Sheet Exposure since Q2 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC-L and RC-R, Q2 2026. How these pages are built. See the full Star Financial Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 27235) · FFIEC NIC profile (RSSD 547840)