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State Bank of De Kalb Locations & Branches De Kalb, Texas
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State Bank of De Kalb operates 7 branches from its headquarters in De Kalb, TX, .
State Bank of De Kalb branch network
All 7 branches are in TEXAS, across 6 cities. Texarkana, TX has the most of its branches, 2. Its largest office by deposits is the Richmond Road Branch office in Texarkana, TX, with $132.1M (29.0% of its branch deposits). It had the same number of branches on June 30, 2025.
State Bank of De Kalb at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 12.17% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $519.9M
- Tier 1 leverage ratio, Q2 2026
- 12.17%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1937
Full financial profile · Is State Bank of De Kalb safe? · State Bank of De Kalb call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: De Kalb, TX (1 branch) | 1 of 1 | 100.0% | $103.6M |
| State: TX (7 branches) | 197 of 441 | <0.1% | $455.1M |
Ranked by total assets among banks headquartered in the state: Largest banks in Texas.
Share by county and metro area
State Bank of De Kalb's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Bowie, TX (5 branches) | 3 of 16 | 14.9% | $309.0M | $2.08B |
| Cass, TX (1 branch) | 3 of 7 | 19.0% | $73.6M | $386.8M |
| Red River, TX (1 branch) | 1 of 5 | 31.3% | $72.5M | $231.4M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Texarkana, TX-AR (5 branches) | 4 of 19 | 9.9% | $309.0M | $3.13B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Richmond Road Branch | Texarkana, TX | 75503 | $132.1M |
| State Bank of De Kalb (main office) | De Kalb, TX | 75559 | $103.6M |
| Atlanta Texas Branch | Atlanta, TX | 75551 | $73.6M |
| Clarksville Branch | Clarksville, TX | 75426 | $72.5M |
| Texas Boulevard Branch | Texarkana, TX | 75503 | $32.3M |
| New Boston Branch | New Boston, TX | 75570 | $22.8M |
| New Boston Road Branch | Nash, TX | 75569 | $18.3M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 15463) · FFIEC NIC profile (RSSD 621357)