Bank call report · Pearl City, IL
The State Bank of Pearl City Call Report
BankRegReports is independent of The State Bank of Pearl City and never asks for online banking logins or passwords.
The State Bank of Pearl City filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 236 reported line items, schedule by schedule (444 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 923949 |
| FDIC certificate number | 16344 |
| Total assets | $73.4M |
Official Q2 2026 call report PDF (FFIEC) →
The State Bank of Pearl City call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (21 items)
About Schedule RC · The State Bank of Pearl City balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $73.4M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $73.4M |
| Total Liabilities and Minority Interest | RCON2948 | $66.0M |
| Total Deposits | RCON2200 | $65.7M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $45.8M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $32.6M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $31.8M |
| Deposits: Noninterest-bearing | RCON6631 | $19.9M |
| Interest-bearing Balances | RCON0071 | $19.7M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $19.2M |
| Total Equity Capital | RCON3210 | $7.4M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $7.4M |
| Undivided Profits and Capital Reserves | RCON3632 | $6.2M |
| Surplus | RCON3839 | $1.7M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $1.3M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $981K |
| Allowance for Loan and Lease Losses | RCON3123 | $776K |
| Accumulated Other Comprehensive Income | RCONB530 | -$514K |
| Other Assets | RCON2160 | $441K |
| Other Liabilities, Total | RCON2930 | $273K |
| Common Stock | RCON3230 | $50K |
Schedule RI: Income Statement (35 items)
About Schedule RI · The State Bank of Pearl City income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $1.7M |
| Net Interest Income | RIAD4074 | $1.3M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $1.2M |
| Total Noninterest Expense | RIAD4093 | $965K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $558K |
| Salaries and Employee Benefits | RIAD4135 | $461K |
| Total Interest Expense | RIAD4073 | $416K |
| Other Noninterest Expense | RIAD4092 | $390K |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $368K |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $250K |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $250K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $250K |
| Net Income (Loss) | RIAD4340 | $250K |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $250K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $243K |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $240K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $225K |
| Interest on Other Securities | RIAD4060 | $204K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $133K |
| Provision for Loan and Lease Losses | RIAD4230 | $116K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $116K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $114K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $73K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $67K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $58K |
| Total Noninterest Income | RIAD4079 | $30K |
| Other Noninterest Income | RIADB497 | $18K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $17K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $9K |
| Noninterest income: Fees and commissions from securities brokerage, investment banking, advisory, and underwriting activities | RIADHT73 | $6K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $6K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $4K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $1K |
| Other Interest Income | RIAD4518 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 12 |
Schedule RC-B: Securities (28 items)
About Schedule RC-B · The State Bank of Pearl City securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $19.7M |
| Pledged Securities | RCON0416 | $17.0M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $8.2M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $8.1M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $7.3M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $7.0M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $5.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $4.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $4.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $4.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $3.8M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $3.3M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $3.2M |
| Amortized Cost of Structured Notes | RCON8782 | $2.0M |
| Fair Value of Structured Notes | RCON8783 | $1.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $1.4M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $484K |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $462K |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $350K |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $332K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $196K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $188K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $130K |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $105K |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $104K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $98K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $44K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $1K |
Schedule RC-C, Part I: Loans and Leases (30 items)
About Schedule RC-C, Part I · The State Bank of Pearl City loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $32.6M |
| Pledged Loans and Leases | RCONG378 | $16.9M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $12.5M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $9.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $9.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $8.9M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $4.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $3.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $2.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $2.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $2.6M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $2.5M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $2.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $1.2M |
| Real Estate Loans Secured by Farmland | RCON1420 | $1.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $1.2M |
| Commercial and Industrial Loans | RCON1766 | $748K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $632K |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $579K |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $412K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $371K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $249K |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $208K |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $178K |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $149K |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $141K |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $85K |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $48K |
| Other Loans | RCONJ464 | $5K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $2K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (18 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $3.7M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $730K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $630K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $618K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $493K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $140K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $120K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $99K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $97K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 27 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 11 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 8 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 6 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 3 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 2 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 2 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 1 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 1 |
Schedule RC-E: Deposit Liabilities (23 items)
About Schedule RC-E · The State Bank of Pearl City deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $45.8M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $38.8M |
| Total Demand Deposits (See Note Below) | RCON2210 | $19.9M |
| Total Transaction Accounts | RCON2215 | $19.9M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $14.9M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $14.6M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $12.0M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $10.9M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $10.2M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $9.0M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $7.9M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $7.6M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $7.0M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $5.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $4.4M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $3.4M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $3.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $2.8M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $2.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $2.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $981K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $962K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $275K |
Schedule RC-F: Other Assets (3 items)
Schedule RC-G: Other Liabilities (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Expenses Accrued and Unpaid | RCON3646 | $126K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $120K |
| All Other Liabilities | RCON2938 | $21K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $6K |
Schedule RC-K: Quarterly Averages (13 items)
About Schedule RC-K · The State Bank of Pearl City quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $70.1M |
| Quarterly Average of Total Loans | RCON3360 | $32.3M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $24.9M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $19.1M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $16.4M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $13.4M |
| All Other Securities | RCONB560 | $11.9M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $11.7M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $6.9M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $6.9M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $3.1M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $659K |
| Mortgage-backed Securities | RCONB559 | $603K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (7 items)
About Schedule RC-L · The State Bank of Pearl City derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $665K |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $531K |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $244K |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $140K |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $134K |
| Performance Standby Letters of Credit | RCON3821 | $20K |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $4K |
Schedule RC-M: Memoranda (1 item)
About Schedule RC-M · The State Bank of Pearl City memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $20K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (10 items)
About Schedule RC-N · The State Bank of Pearl City past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $785K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $403K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $226K |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $226K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $134K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $120K |
| Additions to Nonaccrual Assets | RCONC410 | $108K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual | RCONK218 | $106K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $16K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $6K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · The State Bank of Pearl City other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $70.1M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $65.8M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $38.9M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $21.7M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $7.9M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $5.0M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $278K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 3,560 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 203 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 30 |
| Averaging Method Used | RCONK653 | 1 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (18 items)
About Schedule RC-R, Part I · The State Bank of Pearl City regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCOA2170 | $73.4M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $70.1M |
| Average total consolidated assets | RCOAKW03 | $70.1M |
| Common Equity Tier 1 Capital | RCOAP859 | $7.9M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $7.9M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $7.9M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $7.4M |
| Retained Earnings | RCOAKW00 | $6.2M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $1.7M |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $1.6M |
| Off-balance sheet exposures: Unused portion of conditionally cancellable commitments | RCOAKX79 | $1.4M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$514K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$514K |
| Off-balance sheet exposures: Other off-balance sheet exposures | RCOAKX81 | $140K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1131 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.0216 |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $7.4M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $7.3M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $7.3M |
| Other Comprehensive Income | RIADB511 | -$103K |
| Cash Dividends Declared on Common Stock | RIAD4460 | $3K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (5 items)
About Schedule RI-B, Part I · The State Bank of Pearl City charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $158K |
| Recoveries on Loans Secured by Farmland | RIAD3585 | $126K |
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $123K |
| Charge-offs on Automobile Loans | RIADK129 | $123K |
| Recoveries on Automobile Loans | RIADK133 | $32K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · The State Bank of Pearl City changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $776K |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $625K |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $123K |
The State Bank of Pearl City call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the The State Bank of Pearl City call report?
The The State Bank of Pearl City call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does The State Bank of Pearl City file?
The State Bank of Pearl City files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the The State Bank of Pearl City call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: The State Bank of Pearl City has Federal Reserve RSSD ID 923949 and FDIC certificate number 16344. Either one finds its filings on the FFIEC Central Data Repository.
How often does The State Bank of Pearl City file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
The State Bank of Pearl City financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 16344) · FFIEC NIC profile (RSSD 923949)