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The State Bank of Pearl City Locations & Branches Pearl City, Illinois
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The State Bank of Pearl City operates 2 branches from its headquarters in Pearl City, IL, . Its main office is at 215 S Main St, Pearl City, IL 61062.
The State Bank of Pearl City branch network
Both branches are in ILLINOIS, across 2 cities. Its largest office by deposits is the The State Bank of Pearl City office in Pearl City, IL, with $47.3M (71.9% of its branch deposits). It had the same number of branches on June 30, 2025.
The State Bank of Pearl City at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 11.31% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $73.4M
- Tier 1 leverage ratio, Q2 2026
- 11.31%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1945
Full financial profile · Is The State Bank of Pearl City safe? · The State Bank of Pearl City Q3 2026 call report, filed October 20, 2026 (preliminary) · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Pearl City, IL (1 branch) | 1 of 1 | 100.0% | $47.3M |
| State: IL (2 branches) | 329 of 379 | <0.1% | $65.7M |
Ranked by total assets among banks headquartered in the state: Largest banks in Illinois.
Share by county and metro area
The State Bank of Pearl City's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Stephenson, IL (1 branch) | 8 of 9 | 3.2% | $47.3M | $1.49B |
| Carroll, IL (1 branch) | 7 of 8 | 3.0% | $18.4M | $617.8M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Freeport, IL (1 branch) | 8 of 9 | 3.2% | $47.3M | $1.49B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The State Bank of Pearl City | Pearl City, IL | 61062 | $47.3M |
| Mount Carroll Branch | Mount Carroll, IL | 61053 | $18.4M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 16344) · FFIEC NIC profile (RSSD 923949)