State Bank of Reeseville: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks State Bank of Reeseville of Reeseville, WI against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.60% | 1.34% | -0.74% | 16th bottom |
| ROAE | 8.16% | 13.32% | -5.16% | 26th below |
| Net Interest Margin | 2.62% | 3.93% | -1.31% | 4th bottom |
| Efficiency Ratio | 65.15% | 61.14% | +4.01% | 39th below |
| PPNR / Avg Assets | 0.67% | 1.68% | -1.01% | 12th bottom |
| Yield on Earning Assets | 5.35% | 5.67% | -0.32% | 37th below |
| Cost of Funds | 3.06% | 1.88% | +1.18% | 5th bottom |
| Net Interest Spread | 1.73% | 3.32% | -1.59% | 3rd bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 93rd top |
| NPA / Total Assets | 0.00% | 0.70% | -0.70% | 94th top |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.05% | 0.16% | -0.11% | 26th below |
| ACL / Total Loans | 0.57% | 1.28% | -0.71% | 4th bottom |
| Texas Ratio | 0.05% | 7.33% | -7.28% | 89th top |
| Provision / NCO | -181.82% | 1395.88% | -1577.70% | 4th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.58% | 12.14% | -2.56% | 23rd bottom |
| Equity / Assets | 7.85% | 11.37% | -3.52% | 12th bottom |
| TCE / Tangible Assets | 7.85% | 11.09% | -3.24% | 14th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 66.47% | 80.64% | -14.17% | 75th top |
| Core Deposit Ratio | 52.21% | 86.87% | -34.66% | 1st bottom |
| Wholesale Funding Ratio | 8.91% | 5.03% | +3.88% | 17th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 13.00% | 6.85% | +6.15% | 89th top |
| Loan Growth (Y/Y) | 25.62% | 7.90% | +17.72% | 96th top |
| Deposit Growth (Y/Y) | 12.30% | 6.29% | +6.01% | 88th top |
See State Bank of Reeseville's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock State Bank of Reeseville, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full State Bank of Reeseville profile, how to read a UBPR, or how this data updates.