State Bank of Reeseville: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Loan-to-deposit ratio climbed 3.90 percentage points in Q2 2026, from 62.57% to 66.47%. It was the largest change from Q1 2026 among the key lines here. On return on assets, State Bank of Reeseville is 14th from the bottom among 153 Wisconsin banks, 0.60% (Q2 2026). Against a median of 1.25% for banks in the $100M-1B asset tier, State Bank of Reeseville reported 0.60% on return on assets in Q2 2026, 0.65 points lower.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 9.58% |
| Equity capital to assets | 7.85% |
| Tangible equity to tangible assets | 7.85% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.05% |
| Texas ratio | 0.05% |
| Allowance for credit losses to loans | 0.57% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.60% |
| Return on equity | 8.16% |
| Net interest margin | 2.62% |
| Efficiency ratio | 65.15% |
| Yield on earning assets | 5.35% |
| Cost of funds | 3.06% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 66.47% |
| Core deposits to total deposits | 52.21% |
| Brokered deposits to total deposits | 42.57% |
| Deposits to assets | 82.38% |
| Securities to assets | 40.18% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 10.61% | 0.92% | 2.92% | 0.05% | -0.01% |
| Q4 2023 | 10.46% | 0.65% | 2.57% | 0.04% | -0.01% |
| Q1 2024 | 9.79% | 0.42% | 2.44% | 0.04% | -0.01% |
| Q2 2024 | 9.94% | 0.39% | 2.34% | 0.00% | 0.00% |
| Q3 2024 | 9.66% | 0.26% | 2.12% | 0.00% | -0.01% |
| Q4 2024 | 9.50% | 0.15% | 2.15% | 0.00% | -0.01% |
| Q1 2025 | 9.48% | 0.54% | 2.37% | 0.00% | 0.00% |
| Q2 2025 | 9.76% | 0.39% | 2.40% | 0.00% | -0.01% |
| Q3 2025 | 9.26% | 1.75% | 3.18% | 0.00% | -0.01% |
| Q4 2025 | 9.10% | 0.61% | 2.18% | 0.00% | -0.00% |
| Q1 2026 | 9.36% | 0.92% | 2.56% | 0.00% | 0.00% |
| Q2 2026 | 9.58% | 0.60% | 2.62% | 0.00% | 0.05% |
State Bank of Reeseville vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock State Bank of Reeseville, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full State Bank of Reeseville profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 14960) · FFIEC NIC profile (RSSD 159645)