State Bank of Reeseville: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q1 2026, Yield on securities fell 0.37 percentage points in Q2 2026 to 3.59%, the biggest move on this page. On net interest margin, State Bank of Reeseville is 4th from the bottom among 153 Wisconsin banks, 2.62% (Q2 2026). The median for banks in the $100M-1B asset tier is 3.95% on net interest margin. State Bank of Reeseville sits 1.33 points lower, at 2.62% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.35% |
| Yield on loans | — |
| Yield on securities | — |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 3.06% |
| Cost of interest-bearing deposits | 3.45% |
| Cost of interest-bearing liabilities | 3.62% |
| Cost of borrowings | 3.72% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 2.62% |
| Yield to cost spread | 1.73% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $1.5M |
| Total interest expense | $1.1M |
| Interest expense on deposits | $972K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin |
|---|---|---|---|
| Q3 2023 | 5.01% | 2.30% | 2.92% |
| Q4 2023 | 4.92% | 3.06% | 2.57% |
| Q1 2024 | 5.00% | 2.89% | 2.44% |
| Q2 2024 | 5.09% | 2.85% | 2.34% |
| Q3 2024 | 5.22% | 3.11% | 2.12% |
| Q4 2024 | 5.17% | 3.31% | 2.15% |
| Q1 2025 | 5.16% | 2.98% | 2.37% |
| Q2 2025 | 5.25% | 3.00% | 2.40% |
| Q3 2025 | 6.03% | 3.19% | 3.18% |
| Q4 2025 | 5.02% | 3.18% | 2.18% |
| Q1 2026 | 5.24% | 3.02% | 2.56% |
| Q2 2026 | 5.35% | 3.06% | 2.62% |
State Bank of Reeseville yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock State Bank of Reeseville, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full State Bank of Reeseville profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 14960) · FFIEC NIC profile (RSSD 159645)