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Bank call report · Cedar City, UT

State Bank of Southern Utah Call Report

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State Bank of Southern Utah filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 339 reported line items, schedule by schedule (379 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.

State Bank of Southern Utah call report filing details
Call report formFFIEC 051
Latest quarter filedQ2 2026 (June 30, 2026)
Federal Reserve RSSD ID656470
FDIC certificate number17964
Total assets$2.74B

Official Q2 2026 call report PDF (FFIEC) →

State Bank of Southern Utah call report by schedule, Q2 2026

Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.

Schedule RC: Balance Sheet (25 items)

About Schedule RC · State Bank of Southern Utah balance sheet trends

State Bank of Southern Utah Schedule RC, Q2 2026
Line item Code Q2 2026
Total Assets RCON2170 $2.74B
Total Liabilities, Limited-life Preferred Stock, and Equity Capital RCON3300 $2.74B
Total Liabilities and Minority Interest RCON2948 $2.43B
Total Deposits RCON2200 $2.40B
Loans and Leases, Net of Unearned Income - Totals RCONB528 $1.92B
Loans and Leases, Net of Unearned Income and Allowance RCONB529 $1.90B
Total Interest-bearing Deposits in Foreign and Domestic Offices RCON6636 $1.85B
Deposits: Noninterest-bearing RCON6631 $547.2M
Available-for-sale debt securities (from Schedule RC-B, column D) RCON1773 $477.8M
Undivided Profits and Capital Reserves RCON3632 $321.3M
Total Equity Capital RCON3210 $312.2M
Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries RCONG105 $312.2M
Interest-bearing Balances RCON0071 $190.4M
Other Assets RCON2160 $83.4M
Premises and Fixed Assets (Including Capitalized Leases) RCON2145 $52.4M
Other Liabilities, Total RCON2930 $30.4M
Noninterest-bearing Balances and Currency and Coin RCON0081 $26.3M
Allowance for Loan and Lease Losses RCON3123 $23.5M
Accumulated Other Comprehensive Income RCONB530 -$16.0M
Surplus RCON3839 $6.7M
Intangible Assets RCON2143 $5.9M
Federal Funds Sold RCONB987 $1.5M
Goodwill RCON3163 $711K
Common Stock RCON3230 $255K
Loans and Leases Held for Sale RCON5369 $139K
Schedule RI: Income Statement (46 items)

About Schedule RI · State Bank of Southern Utah income statement trends

State Bank of Southern Utah Schedule RI, Q2 2026
Line item Code Q2 2026
Total Interest Income RIAD4107 $76.8M
Interest and Fee Income on Loans, Total RIAD4010 $70.1M
Net Interest Income RIAD4074 $52.8M
Interest and Fee Income on All Other Loans Secured by Real Estate RIAD4436 $49.3M
Income (Loss) Before Applicable Income Taxes and Discontinued Operations RIAD4301 $31.4M
Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) RIADHT69 $31.4M
Total Noninterest Expense RIAD4093 $28.5M
Total Interest Expense RIAD4073 $24.0M
Income (Loss) Before Discontinued Operations RIAD4300 $23.5M
Net Income (Loss) RIAD4340 $23.5M
Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests RIADG104 $23.5M
Salaries and Employee Benefits RIAD4135 $16.5M
Savings Deposits (Including Mmdas) RIAD0093 $10.5M
Other Noninterest Expense RIAD4092 $9.5M
Total Noninterest Income RIAD4079 $9.0M
Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties RIAD4435 $8.2M
Applicable Income Taxes RIAD4302 $7.8M
Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less RIADHK03 $7.0M
Interest and Fee Income on Commercial and Industrial Loans RIAD4012 $6.9M
Other Noninterest Income RIADB497 $6.2M
Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 RIADHK04 $5.5M
Interest and Fee Income on All Other Loans in Domestic Offices RIAD4058 $3.7M
Expenses of Premises and Fixed Assets RIAD4217 $2.3M
Interest Income on Balances Due from Depository Institutions RIAD4115 $2.3M
Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) RIADB488 $2.1M
Provision for Loan and Lease Losses RIAD4230 $1.9M
Provisions for Credit Losses on Financial Assets RIADJJ33 $1.9M
Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) RIADB486 $1.7M
Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices RIAD4024 $1.3M
Interest on Other Securities RIAD4060 $1.1M
Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. RIAD4507 $1.1M
Interest and Dividend Income on Securities: Mortgage-backed Securities RIADB489 $1.1M
Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) RIAD4508 $970K
Service Charges on Deposit Accounts in Domestic Offices RIAD4080 $776K
Net Gains (Losses) on Sales of Loans RIAD5416 $740K
Net Servicing Fees RIADB492 $534K
Noninterest income: Fees and commissions from securities brokerage, investment banking, advisory, and underwriting activities RIADHT73 $357K
Loans to Individuals for Households, Family, and Other Personal Expenditures: Credit Cards RIADB485 $232K
Noninterest income: Income from insurance activities RIADHT74 $218K
Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. RIAD4313 $154K
Goodwill Impairment Losses RIADC216 $102K
Net Gains (Losses) on Other Real Estate Owned RIAD5415 $98K
Amortization Expense and Impairment Losses Intangible Assets RIADC232 $76K
Other Interest Income RIAD4518 $45K
Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell RIAD4020 $32K
Number of Full Time Equivalent Employees on Payroll at End of Current Period RIAD4150 306
Schedule RC-B: Securities (21 items)

About Schedule RC-B · State Bank of Southern Utah securities trends

State Bank of Southern Utah Schedule RC-B, Q2 2026
Line item Code Q2 2026
Total Amortized Cost of Available-for-sale Securities RCON1772 $499.2M
Pledged Securities RCON0416 $284.1M
Amortized Cost of Available-for-sale U.S. Treasury Securities RCON1286 $203.6M
Fair Value of Available-for-sale U.S. Treasury Securities RCON1287 $200.2M
Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less RCONA248 $180.2M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONA550 $140.4M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONA551 $127.2M
Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost RCONHT56 $112.9M
Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value RCONHT57 $100.5M
US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost RCONHT52 $93.5M
US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value RCONHT53 $92.4M
Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. RCON8498 $89.2M
Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. RCON8499 $84.8M
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years RCONA559 $68.3M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years RCONA553 $49.7M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less RCONA549 $39.8M
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years RCONA560 $30.3M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years RCONA552 $17.6M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years RCONA554 $2.8M
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years RCONA558 $1.6M
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONA557 $280K
Schedule RC-C, Part I: Loans and Leases (40 items)

About Schedule RC-C, Part I · State Bank of Southern Utah loans and leases trends

State Bank of Southern Utah Schedule RC-C, Part I, Q2 2026
Line item Code Q2 2026
Total Loans and Leases, Net of Unearned Income RCON2122 $1.92B
Loans Secured by Other Nonfarm Nonresidential Properties. RCONF161 $584.9M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less RCONA570 $555.4M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years RCONA573 $403.4M
Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less RCONA247 $391.1M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months RCONA571 $389.7M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years RCONA572 $380.5M
Loans Secured by Owner Occupied Nonfarm Nonresidential Properties RCONF160 $339.7M
Loans Secured by Other Construction Loans and All Land Development and Other Land Loans RCONF159 $249.0M
Commercial and Industrial Loans RCON1766 $190.3M
Pledged Loans and Leases RCONG378 $172.5M
Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit RCON1797 $157.2M
Real Estate Loans Secured by Multi-family (5 or More) Residential Properties RCON1460 $102.2M
All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens RCON5367 $96.0M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years RCONA574 $87.9M
Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties RCON5370 $69.7M
Loans Secured by 1-4 Family Residential Construction RCONF158 $63.7M
Real Estate Loans Secured by Farmland RCON1420 $51.5M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years RCONA566 $37.6M
Loans to Finance Agricultural Production and Other Loans to Farmers RCON1590 $30.4M
Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) RCONK137 $27.6M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years RCONA569 $19.7M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months RCONA565 $11.7M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less RCONA564 $11.2M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years RCONA567 $10.2M
All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens RCON5368 $9.1M
Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) RCONK207 $8.9M
Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. RCON2107 $6.3M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years RCONA568 $5.6M
Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Credit Cards RCONB538 $4.1M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years RCONA575 $2.8M
Other Loans RCONJ464 $2.8M
Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above RCONLE75 $1.5M
Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans RCONB539 $440K
Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms RCONHK25 $278K
Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices RCONF576 $175K
Loan Modifications to Borrowers Experiencing Financial Difficulty - All Other Loans RCONK165 $103K
Itemize Loans to Finance Agricultural Production and Other Loans to Farmers That Exceed 10 Percent of Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms RCONK168 $82K
Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) RCONF577 $53K
Itemize Loans Secured by Farmland That Exceed 10 Percent of Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms RCONK166 $21K
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)

About Schedule RC-C, Part II

State Bank of Southern Utah Schedule RC-C, Part II, Q2 2026
Line item Code Q2 2026
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5569 $155.9M
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5575 $47.0M
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5571 $32.9M
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5573 $23.1M
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5567 $20.1M
Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 RCON5583 $11.1M
Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5585 $8.1M
Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5581 $8.1M
Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5587 $7.5M
Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 RCON5589 $6.8M
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5565 $2.5M
Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5579 $2.0M
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5570 1,308
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5568 418
Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5584 299
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5572 266
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5574 184
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5566 181
Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5580 92
Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5586 86
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5564 66
Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 RCON5582 57
Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5578 54
Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 RCON5588 35
Schedule RC-E: Deposit Liabilities (28 items)

About Schedule RC-E · State Bank of Southern Utah deposit liabilities trends

State Bank of Southern Utah Schedule RC-E, Q2 2026
Line item Code Q2 2026
Total Nontransaction Accounts (Including Mmda's) RCON2385 $1.58B
Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations RCONB550 $1.49B
Total Transaction Accounts RCON2215 $813.2M
Total Demand Deposits (See Note Below) RCON2210 $802.5M
Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation RCONB549 $758.6M
Money Market Deposit Accounts (Mmda's) RCON6810 $714.5M
Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less RCONHK11 $323.3M
Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 RCONJ474 $286.0M
Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less RCONK222 $272.4M
Other Nontransaction Savings Deposits (Excludes Mmda's) RCON0352 $224.0M
Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 RCONJ473 $189.2M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONHK08 $182.2M
Total Time Deposits of Less Than $100,000 RCON6648 $168.7M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONHK13 $146.8M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONHK07 $141.1M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONHK12 $126.5M
Total Nontransaction Accounts of States and Political Subdivisions in the U.S. RCON2530 $92.6M
All Time and Savings Deposits Held in IRA and Keogh Plan Accounts RCON6835 $63.1M
Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. RCON2203 $53.1M
Total reciprocal deposits RCONJH83 $34.5M
Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above RCONF233 $31.8M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONHK09 $22.4M
Sweep deposits: Fully insured, non-affiliate sweep deposits RCONMT91 $17.3M
Total sweep deposits that are not brokered deposits RCONMT95 $17.3M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years RCONHK10 $12.3M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years RCONHK15 $6.4M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONHK14 $6.3M
Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. RCONB551 $1.5M
Schedule RC-F: Other Assets (7 items)

About Schedule RC-F

State Bank of Southern Utah Schedule RC-F, Q2 2026
Line item Code Q2 2026
Life Insurance Assets: General Account Life Insurance Assets RCONK201 $50.1M
Net Deferred Tax Assets RCON2148 $13.9M
Accrued Interest Receivable RCONB556 $12.9M
Life Insurance Assets: Hybrid Account Life Insurance Assets RCONK270 $3.6M
Historical Cost of All Other Available-for-sale Equity Securities RCON1752 $1.7M
Other Assets RCON2168 $1.3M
Prepaid Expenses RCON2166 $513K
Schedule RC-G: Other Liabilities (6 items)

About Schedule RC-G

State Bank of Southern Utah Schedule RC-G, Q2 2026
Line item Code Q2 2026
All Other Liabilities RCON2938 $18.1M
Deferred Compensation Liabilities RCONC011 $10.4M
Other Expenses Accrued and Unpaid RCON3646 $8.5M
Operating lease liabilities RCONLB56 $7.6M
Interest Accrued and Unpaid on Deposits (in Domestic Offices) RCON3645 $3.3M
Allowance for Credit Losses on Off-balance Sheet Credit Exposures RCONB557 $601K
Schedule RC-K: Quarterly Averages (17 items)

About Schedule RC-K · State Bank of Southern Utah quarterly averages trends

State Bank of Southern Utah Schedule RC-K, Q2 2026
Line item Code Q2 2026
Quarterly Average of Total Assets RCON3368 $2.72B
Quarterly Average of Total Loans RCON3360 $1.92B
Quarterly Average of All Other Loans Secured by Real Estate RCON3466 $1.39B
Nontransaction Accounts in Domestic Offices: Savings Deposits RCONB563 $908.5M
Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less RCONHK16 $356.9M
U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) RCONB558 $281.7M
Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 RCONHK17 $280.0M
Quarterly Average of Loans Secured by 1-4 Family Residential Properties RCON3465 $279.8M
Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average RCON3485 $262.0M
Quarterly Average of Commercial and Industrial Loans RCON3387 $193.8M
Quarterly Average of Interest-bearing Balances Due from Depository Institutions RCON3381 $163.2M
Mortgage-backed Securities RCONB559 $115.3M
All Other Securities RCONB560 $90.4M
Loans to Individuals for Household, Family, and Other Personal Expenditures: Other RCONB562 $38.4M
Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers RCON3386 $32.8M
Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards RCONB561 $4.2M
Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell RCON3365 $2.5M
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (9 items)

About Schedule RC-L · State Bank of Southern Utah derivatives and off-balance-sheet items trends

State Bank of Southern Utah Schedule RC-L, Q2 2026
Line item Code Q2 2026
Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments RCONF165 $205.4M
Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties RCON3814 $181.5M
Other Unused Commitments: Commercial and Industrial Loans RCONJ457 $83.9M
1-4 Family Residential Construction Loan Commitments RCONF164 $73.2M
Year-to-date Merchant Credit Card Sales Volume:sales for Which the Reporting Bank Is the Agent Bank with Risk RCONC224 $72.5M
Unused Commitments - Credit Card Lines RCON3815 $43.0M
Other Unused Commitments: All Other Unused Commitments RCONJ459 $17.3M
Performance Standby Letters of Credit RCON3821 $16.8M
Financial Standby Letters of Credit and Foreign Office Guarantees RCON3819 $477K
Schedule RC-M: Memoranda (5 items)

About Schedule RC-M · State Bank of Southern Utah memoranda trends

State Bank of Southern Utah Schedule RC-M, Q2 2026
Line item Code Q2 2026
Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests RCON6164 $106.1M
Estimated Fair Value of Mortgage Servicing Assets RCONA590 $4.8M
Mortgage Servicing Assets RCON3164 $4.8M
All other intangible assets RCONJF76 $394K
Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations RCON6165 3
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (36 items)

About Schedule RC-N · State Bank of Southern Utah past due and nonaccrual loans, leases, and other assets trends

State Bank of Southern Utah Schedule RC-N, Q2 2026
Line item Code Q2 2026
Total Loans and Lease Finance Receivables: Nonaccrual RCON1403 $8.5M
Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual RCONF182 $2.8M
Commercial and Industrial Loans - Nonaccrual RCON1608 $2.0M
Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing RCON1406 $1.9M
Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Nonaccrual RCONK038 $1.9M
Additions to Nonaccrual Assets RCONC410 $1.9M
Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual RCONHK28 $1.8M
Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Nonaccrual RCON3495 $1.5M
Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' : Nonaccrual RCONK041 $1.3M
Loan Modifications to Borrowers Experiencing Financial Difficulty Loans Secured by Owner Occupied Nonfarm Nonresidential Properties: Nonaccrual RCONK116 $1.2M
Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual RCONF183 $1.1M
Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing RCON1606 $603K
All Other Loans - Nonaccrual RCON5461 $577K
Loans to Finance Agricultural Production and Other Loans to Farmers - Nonaccrual RCON1583 $577K
Itemize Loan Modifications to Borrowers Experiencing Financial Difficulty to Finance Agricultural Production and Other Loans to Farmers Included in All Other Loans: Nonaccrual RCONK140 $497K
Loan Modifications to Borrowers Experiencing Financial Difficulty : All Other Loans - Nonaccrual RCONK128 $497K
Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing RCON1407 $453K
Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing RCON5398 $450K
Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual RCON5400 $434K
Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 90 Days or More and Still Accruing RCONC237 $407K
Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due RCONF178 $275K
Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due RCONF179 $225K
Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Past Due 30 Through 89 Days and Still Accruing RCONB575 $217K
Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Past Due 30 Through 89 Days and Still Accruing RCONK036 $172K
Loan Modifications to Borrowers Experiencing Financial Difficulty: Commercial and Industrial Loans - Nonaccrual RCONK259 $136K
Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' Past Due 30 Through 89 Days and Still Accruing RCONK039 $87K
Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual RCONF177 $79K
Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing RCONK213 $77K
Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Past Due 90 Days or More and Still Accruing RCONB576 $43K
Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by 1-4 Residential Properties (in Domestic Offices) - Nonaccrual RCONF663 $36K
Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual RCONK215 $34K
All Other Loans - Past Due 30 Through 89 Days and Still Accruing RCON5459 $15K
Loans to Finance Agricultural Production and Other Loans to Farmers - Past Due 30-89 Days and Still Accruing RCON1594 $15K
Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Past Due 30 Through 89 Days and Still Accruing RCON3493 $11K
Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing RCONK216 $7K
Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 90 Days or More and Still Accruing RCONK214 $3K
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)

About Schedule RC-O · State Bank of Southern Utah other data for deposit insurance assessments trends

State Bank of Southern Utah Schedule RC-O, Q2 2026
Line item Code Q2 2026
Average Consolidated Total Assets for the Calendar Quarter RCONK652 $2.72B
Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions RCONF236 $2.40B
Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 RCONF051 $1.27B
Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less RCONF049 $1.07B
Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid RCON5597 $716.1M
Average Tangible Equity for the Calendar Quarter RCONK654 $324.2M
Amount of Retirement Deposits Accounts of $250,000 or Less RCONF045 $51.8M
Amount of Retirement Deposit Accounts of More Than $250,000 RCONF047 $11.5M
Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less RCONF050 79,635
Number of Retirement Deposit Accounts of $250,000 or Less RCONF046 1,681
Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 RCONF052 1,554
Number of Retirement Deposit Accounts of More Than $250,000 RCONF048 30
Averaging Method Used RCONK653 1
Schedule RC-P: 1-4 Family Residential Mortgage Banking Activities (2 items)

About Schedule RC-P

State Bank of Southern Utah Schedule RC-P, Q2 2026
Line item Code Q2 2026
Principal Amount of 1-4 Family Residential Mortgage Loans Sold During the Quarter RCONFT04 $13.6M
Quarter End Amount of 1-4 Family Residential Mortgage Loans Held for Sale or Trading RCONFT05 $139K
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (22 items)

About Schedule RC-R, Part I · State Bank of Southern Utah regulatory capital components and ratios trends

State Bank of Southern Utah Schedule RC-R, Part I, Q2 2026
Line item Code Q2 2026
Total Assets RCOA2170 $2.74B
Average total consolidated assets RCOAKW03 $2.72B
Average Total Assets (Net of Deductions) RCOAA224 $2.72B
Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B RCOAKX82 $393.7M
Off-balance sheet exposures: Unused portion of conditionally cancellable commitments RCOAKX79 $376.5M
Common Equity Tier 1 Capital RCOAP859 $327.2M
Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions RCOAP852 $327.2M
Tier 1 Capital Allowable Under the Risk-based Capital Guidelines RCOA8274 $327.2M
Retained Earnings RCOAKW00 $321.3M
Common Equity Tier 1 Capital Before Adjustments and Deductions RCOAP840 $312.2M
Unconditionally Cancellable Commitments RCOAS540 $227.9M
Off-balance sheet exposures: Other off-balance sheet exposures RCOAKX81 $17.3M
Accumulated Other Comprehensive Income RCOAB530 -$16.0M
Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) RCOAP844 -$16.0M
Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares RCOAP742 $6.9M
Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) RCOAP875 $1.0M
Goodwill Net of Associated Deferred Tax Liabilities (Dtls) RCOAP841 $711K
Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls RCOAP842 $295K
A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) RCOAP838 1
Do you qualify for and opt-in to CBLR? RCOALE74 1
Total off-balance sheet exposures (sum of items 15a through 15.c) RCOAKX83 0.1438
Tier 1 Leverage Capital Ratio RCOA7204 0.1204
Schedule RI-A: Changes in Bank Equity Capital (6 items)

About Schedule RI-A

State Bank of Southern Utah Schedule RI-A, Q2 2026
Line item Code Q2 2026
Total Equity Capital RIAD3210 $312.2M
Balance End of Previous Calendar Year as Restated RIADB508 $292.2M
Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) RIAD3217 $292.2M
Cash Dividends Declared on Common Stock RIAD4460 $3.4M
Other Comprehensive Income RIADB511 -$296K
Sale, Conversion, Acquisition, or Retirement of Capital Stock, Net (Excluding Treasury Stock Transactions) RIADB509 $230K
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (14 items)

About Schedule RI-B, Part I · State Bank of Southern Utah charge-offs and recoveries on loans and leases trends

State Bank of Southern Utah Schedule RI-B, Part I, Q2 2026
Line item Code Q2 2026
Charge-offs on Allowance for Loan and Lease Losses RIAD4635 $2.6M
Charge-offs on Commercial and Industrial Loans RIAD4638 $2.2M
Loans Secured by Other Nonfarm Nonresidential Properties: Charge-offs RIADC897 $177K
Charge-offs on Loans to Credit Cards RIADB514 $145K
Recoveries on Allowance for Loan and Lease Losses RIAD4605 $76K
Recoveries on Loans to Credit Cards RIADB515 $47K
Charge-offs on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit RIAD5411 $29K
Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) RIADK205 $27K
Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) RIADK206 $14K
Charge-offs on Automobile Loans RIADK129 $11K
Recoveries on Automobile Loans RIADK133 $9K
Recoveries on Commercial and Industrial Loans RIAD4608 $3K
Other Construction Loans and All Land Development and Other Land Loans, Recoveries RIADC894 $2K
Recoveries on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit RIAD5412 $1K
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)

About Schedule RI-B, Part II · State Bank of Southern Utah changes in allowances for credit losses trends

State Bank of Southern Utah Schedule RI-B, Part II, Q2 2026
Line item Code Q2 2026
Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) RIADB522 $24.2M
Allowance for Loan and Lease Losses RIAD3123 $23.5M
Charge-offs on Allowance for Loan and Lease Losses RIADC079 $2.6M
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (14 items)

About Schedule RI-C

State Bank of Southern Utah Schedule RI-C, Q2 2026
Line item Code Q2 2026
Loans and Leases, Held for Investment, Total, Amortized Cost RCONJJ11 $1.92B
Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost RCONJJ05 $1.08B
Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost RCONJJ04 $312.7M
Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost RCONJJ06 $262.2M
Loans and Leases, Held for Investment, Commerical loans, Amortized Cost RCONJJ07 $223.8M
Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost RCONJJ09 $37.0M
Loans and Leases, Held for Investment, Total, Allowance Balance RCONJJ19 $23.5M
Loans and Leases, Held for Investment, Credit cards, Amortized Cost RCONJJ08 $9.9M
Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance RCONJJ12 $7.9M
Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance RCONJJ13 $7.7M
Loans and Leases, Held for Investment, Commerical loans, Allowance Balance RCONJJ15 $4.3M
Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance RCONJJ14 $2.2M
Loans and Leases, Held for Investment, Credit cards, Allowance Balance RCONJJ16 $1.2M
Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance RCONJJ17 $268K
Schedule SU: Supplemental Information (1 item)

About Schedule SU

State Bank of Southern Utah Schedule SU, Q2 2026
Line item Code Q2 2026
Total Outstanding Principal Balance of Closed End 1-4 Family Residential Mortgage Loans Serviced for Others Plus the Total Outstanding Principal Balance of Other Financial Assets Serviced for Others If More Than $10 Million RCONFT12 $429.7M

State Bank of Southern Utah call reports on file

Each link opens the bank's filed report on the FFIEC Central Data Repository.

Where can I find the State Bank of Southern Utah call report?

The State Bank of Southern Utah call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.

Which call report form does State Bank of Southern Utah file?

State Bank of Southern Utah files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.

What is the State Bank of Southern Utah call report number?

A call report has no number of its own. It is filed and looked up by the bank's identifiers: State Bank of Southern Utah has Federal Reserve RSSD ID 656470 and FDIC certificate number 17964. Either one finds its filings on the FFIEC Central Data Repository.

How often does State Bank of Southern Utah file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.

State Bank of Southern Utah financial reports and ratios →

New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.