Bank routing number ยท Bonaparte, Iowa
State Central Bank Routing Number (ABA): 073900894
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The State Central Bank routing number is 073900894. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 27, 2026.
State Central Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 16.11% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $63.2M
- Tier 1 leverage ratio, Q2 2026
- 16.11%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Domestic offices
- 4 FDIC institution directory, current count
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1858
Full financial profile · Is State Central Bank safe? · State Central Bank call report · Branch locations
State Central Bank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 073900894 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 27, 2026. NIC holds one primary number per bank; State Central Bank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 07, place this number in the Federal Reserve Bank of Chicago's district (District 7). Digits five through eight, 0089, identify the institution within that district. The last digit, 4, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to State Central Bank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your State Central Bank checks or in its online banking. Ask the bank for wire instructions (www.statecentralbank.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About State Central Bank
State Central Bank is headquartered in Bonaparte, Iowa and was established in 1858. It is in the FORT MADISON, IA metro area. It reported $63.2M in total assets and $50.6M in deposits for Q2 2026, the 210th largest of the 225 banks headquartered in Iowa. See the largest banks in Iowa by total assets. It reports 4 domestic offices. Its deposits have been FDIC insured since 1934. Its primary federal regulator is the FDIC.
What the digits in 073900894 mean
The first four digits, 0739, are the Federal Reserve routing symbol. The prefix 07 places the number in the 7th Federal Reserve District (Chicago). That is also the district where the bank is headquartered. Digits five through eight, 0089, identify the institution within its Federal Reserve district. The last digit, 4, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 17 + 7 x 16 + 7 = 170, a multiple of 10, so 073900894 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the State Central Bank routing number?
The State Central Bank routing number is 073900894. It is the primary ABA routing transit number registered to State Central Bank, headquartered in Bonaparte, IA. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.
What is the State Central Bank wire routing number?
This page lists the primary routing number registered to State Central Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with State Central Bank before sending a wire.
Is ABA number 073900894 the routing number for State Central Bank?
Yes. It is the primary routing number registered to State Central Bank.
Which bank uses routing number 073900894?
It belongs to State Central Bank, headquartered in Bonaparte, IA. It is the bank's primary ABA routing number (FDIC certificate 5820).
Routing numbers of similar-size institutions in Iowa
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Regulator records: FDIC BankFind (cert 5820) · FFIEC NIC profile (RSSD 808345)