Stellar Bank: Off-Balance-Sheet Exposure
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Data as of · Call Report Schedules RC-L and RC-R How we update
Stellar Bank reported all 9 line items on this page on its Q2 2026 filing. Unused loan commitments was $63.7M in Q2 2026, down 8.6% from $69.7M in Q2 2025. That is 0.6% of its total assets. Across the 12 quarters shown it ranged from $40.4M (Q3 2023) to $69.7M (Q2 2025).
What the off-balance-sheet exposure page covers and where each line comes from.
Compared with Q1 2026, Unused loan commitments rose 2.6% in Q2 2026 to $63.7M, the biggest move on this page.
Commitments
| Line item | Q2 2026 |
|---|---|
| Unused loan commitments | $63.7M |
| Letters of credit | $61.6M |
Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q2 2026 on the FFIEC CDR.
Derivatives
| Line item | Q2 2026 |
|---|---|
| Total derivatives, notional | $210.2M |
| Interest rate swaps, notional | $0 |
| Foreign exchange derivatives, notional | $0 |
| Derivatives notional to total assets | 2.02% |
Notional value is the reference amount a contract is calculated on. It measures activity, not exposure: credit exposure is a small fraction of notional.
Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q2 2026 on the FFIEC CDR.
Trading positions
| Line item | Q2 2026 |
|---|---|
| Trading account assets | $0 |
| Trading liabilities | $0 |
| Trading assets to total assets | 0.00% |
Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q2 2026 on the FFIEC CDR.
Off-Balance-Sheet Exposure trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Off-Balance-Sheet Exposure by quarter
| Quarter | Unused commitments | Letters of credit | Derivatives notional / assets |
|---|---|---|---|
| Q3 2023 | $40.4M | $36.5M | 2.18% |
| Q4 2023 | $44.1M | $35.4M | 2.16% |
| Q1 2024 | $67.1M | $37.3M | 2.03% |
| Q2 2024 | $64.9M | $36.1M | 1.34% |
| Q3 2024 | $67.2M | $38.1M | 1.33% |
| Q4 2024 | $64.4M | $40.7M | 1.29% |
| Q1 2025 | $66.2M | $39.5M | 1.33% |
| Q2 2025 | $69.7M | $39.4M | 1.44% |
| Q3 2025 | $67.6M | $44.1M | 1.40% |
| Q4 2025 | $66.0M | $61.2M | 1.99% |
| Q1 2026 | $62.1M | $60.6M | 1.95% |
| Q2 2026 | $63.7M | $61.6M | 2.02% |
Stellar Bank off-balance-sheet exposure, quarter by quarter
Off-Balance-Sheet Exposure since Q2 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC-L and RC-R, Q2 2026. How these pages are built. See the full Stellar Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58629) · FFIEC NIC profile (RSSD 3579589)