Strasburg State Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Compared with Q1 2026, Equity capital to total assets rose 0.68 percentage points in Q2 2026 to 8.90%, the biggest move on this page. Strasburg State Bank ranks 13th of 25 North Dakota banks on CET1 ratio, in the lower half at 13.67% (Q2 2026). Strasburg State Bank reported 13.67% on CET1 ratio for Q2 2026, 1.40 points below the 15.07% median for banks in the $100M-1B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 13.67% |
| Tier 1 risk-based capital ratio | 13.67% |
| Total risk-based capital ratio | 14.13% |
| Tier 1 leverage ratio | 8.67% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $9.3M |
| Tier 1 capital | $9.3M |
| Total risk-based capital | $9.6M |
| Total equity capital | $9.3M |
| Risk-weighted assets | $67.8M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 8.90% |
| Tangible equity to tangible assets | 8.90% |
| Equity capital to average assets | 8.67% |
| Internal capital growth rate | 13.93% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $105K |
| Common stock surplus | $1.4M |
| Retained earnings | $7.8M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $0 |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 15.34% | 15.34% | 15.92% | 8.94% | $54.4M |
| Q4 2023 | 14.33% | 14.33% | 14.85% | 9.18% | $59.5M |
| Q1 2024 | 14.36% | 14.36% | 14.90% | 8.82% | $57.6M |
| Q2 2024 | 15.22% | 15.22% | 15.78% | 9.41% | $56.1M |
| Q3 2024 | 15.34% | 15.34% | 15.89% | 9.36% | $56.4M |
| Q4 2024 | 13.91% | 13.91% | 14.41% | 9.06% | $63.1M |
| Q1 2025 | 13.72% | 13.72% | 14.22% | 8.78% | $63.0M |
| Q2 2025 | 14.05% | 14.05% | 14.54% | 8.89% | $63.8M |
| Q3 2025 | 13.34% | 13.34% | 13.81% | 8.96% | $66.8M |
| Q4 2025 | 12.62% | 12.62% | 13.05% | 9.09% | $72.3M |
| Q1 2026 | 12.70% | 12.70% | 13.15% | 8.42% | $70.5M |
| Q2 2026 | 13.67% | 13.67% | 14.13% | 8.67% | $67.8M |
Strasburg State Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Strasburg State Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Strasburg State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17922) · FFIEC NIC profile (RSSD 890957)