Strasburg State Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Loan-to-deposit ratio: 1.96 percentage points higher than in Q1 2026, at 47.94%. Within North Dakota, Strasburg State Bank is 44th of 60 on return on assets, 1.17% as of Q2 2026, below the middle of the field. Strasburg State Bank reported 1.17% on return on assets for Q2 2026, 0.09 points below the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 13.67% |
| Tier 1 risk-based capital ratio | 13.67% |
| Total risk-based capital ratio | 14.13% |
| Tier 1 leverage ratio | 8.67% |
| Equity capital to assets | 8.90% |
| Tangible equity to tangible assets | 8.90% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | 0.49% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.17% |
| Return on equity | 13.69% |
| Net interest margin | 3.09% |
| Efficiency ratio | 52.27% |
| Yield on earning assets | 4.97% |
| Cost of funds | 1.99% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 47.94% |
| Core deposits to total deposits | 88.84% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 89.67% |
| Securities to assets | 23.10% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 15.34% | 15.34% | 15.92% | 8.94% | 1.36% |
| Q4 2023 | 14.33% | 14.33% | 14.85% | 9.18% | 0.77% |
| Q1 2024 | 14.36% | 14.36% | 14.90% | 8.82% | 1.35% |
| Q2 2024 | 15.22% | 15.22% | 15.78% | 9.41% | 1.18% |
| Q3 2024 | 15.34% | 15.34% | 15.89% | 9.36% | 1.34% |
| Q4 2024 | 13.91% | 13.91% | 14.41% | 9.06% | 0.50% |
| Q1 2025 | 13.72% | 13.72% | 14.22% | 8.78% | 1.17% |
| Q2 2025 | 14.05% | 14.05% | 14.54% | 8.89% | 1.27% |
| Q3 2025 | 13.34% | 13.34% | 13.81% | 8.96% | 1.27% |
| Q4 2025 | 12.62% | 12.62% | 13.05% | 9.09% | 0.84% |
| Q1 2026 | 12.70% | 12.70% | 13.15% | 8.42% | 1.15% |
| Q2 2026 | 13.67% | 13.67% | 14.13% | 8.67% | 1.17% |
Strasburg State Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Strasburg State Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Strasburg State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17922) · FFIEC NIC profile (RSSD 890957)