Strasburg State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Strasburg State Bank of Strasburg, ND against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.17% | 1.35% | -0.18% | 43rd below |
| ROAE | 13.69% | 12.05% | +1.64% | 58th above |
| Net Interest Margin | 3.09% | 3.90% | -0.81% | 13th bottom |
| Efficiency Ratio | 52.27% | 63.15% | -10.88% | 76th top |
| PPNR / Avg Assets | 1.37% | 1.64% | -0.27% | 37th below |
| Yield on Earning Assets | 4.97% | 5.65% | -0.68% | 22nd bottom |
| Cost of Funds | 1.99% | 1.85% | +0.14% | 38th below |
| Net Interest Spread | 2.66% | 3.35% | -0.69% | 19th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.92% | -0.92% | 93rd top |
| NPA / Total Assets | 0.00% | 0.67% | -0.67% | 94th top |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 0.49% | 1.28% | -0.79% | 2nd bottom |
| Texas Ratio | 0.00% | 7.15% | -7.15% | 95th top |
| Provision / NCO | -1500.00% | 1190.83% | -2690.83% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 13.67% | 20.83% | -7.16% | 36th below |
| Tier 1 Ratio | 13.67% | 20.87% | -7.20% | 36th below |
| Total Capital Ratio | 14.13% | 21.94% | -7.81% | 28th below |
| Leverage Ratio | 8.67% | 12.47% | -3.80% | 8th bottom |
| Equity / Assets | 8.90% | 11.67% | -2.77% | 26th below |
| TCE / Tangible Assets | 8.90% | 11.40% | -2.50% | 29th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 47.94% | 78.65% | -30.71% | 93rd top |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 88.84% | 87.09% | +1.75% | 48th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.18% | 6.47% | +0.71% | 70th above |
| Loan Growth (Y/Y) | -0.87% | 7.64% | -8.51% | 20th bottom |
| Deposit Growth (Y/Y) | 7.63% | 6.02% | +1.61% | 74th above |
See Strasburg State Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Strasburg State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Strasburg State Bank profile, how to read a UBPR, or how this data updates.