Sunrise Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Sunrise Bank of Orlando, FL against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.31% | 1.25% | +0.06% | 52nd above |
| ROAE | 15.41% | 12.22% | +3.19% | 68th above |
| Net Interest Margin | 3.50% | 3.95% | -0.45% | 26th below |
| Efficiency Ratio | 57.63% | 63.71% | -6.08% | 60th above |
| PPNR / Avg Assets | 1.49% | — | — | 43rd below |
| Yield on Earning Assets | 5.79% | 5.67% | +0.12% | 58th above |
| Cost of Funds | 2.51% | 1.87% | +0.64% | 15th bottom |
| Net Interest Spread | 2.68% | — | — | 19th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.10% | 0.88% | -0.78% | 74th above |
| NPA / Total Assets | 0.08% | — | — | 73rd above |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 1.22% | — | — | 53rd above |
| ACL / NPLs (Coverage) | 1189.90% | — | — | — |
| Texas Ratio | 0.88% | 5.96% | -5.08% | 70th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.50% | 11.75% | -2.25% | 21st bottom |
| Equity / Assets | 8.45% | 10.98% | -2.53% | 19th bottom |
| TCE / Tangible Assets | 8.45% | — | — | 22nd bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 92.58% | 80.44% | +12.14% | 23rd bottom |
| Core Deposit Ratio | 82.37% | 86.95% | -4.58% | 22nd bottom |
| Wholesale Funding Ratio | 3.45% | — | — | 51st above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.45% | — | — | 50th above |
| Loan Growth (Y/Y) | 7.42% | — | — | 61st above |
| Deposit Growth (Y/Y) | 4.01% | — | — | 50th above |
See Sunrise Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Sunrise Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Sunrise Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Sunrise Bank peer analysis.