Sunrise Bank Dakota: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Equity capital to total assets climbed 1.20 percentage points in Q2 2026, from 11.17% to 12.37%. It was the largest change from Q1 2026 among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 12.98% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $7.9M |
| Tier 1 capital | $7.9M |
| Total risk-based capital | — |
| Total equity capital | $7.1M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 12.37% |
| Tangible equity to tangible assets | 12.37% |
| Equity capital to average assets | 11.71% |
| Internal capital growth rate | 7.17% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $200K |
| Common stock surplus | $4.0M |
| Retained earnings | $3.7M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$771K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 32.29% | 32.29% | 33.57% | 12.42% | $23.1M |
| Q4 2023 | 30.87% | 30.87% | 32.14% | 12.44% | $23.5M |
| Q1 2024 | 31.22% | 31.22% | 32.49% | 11.96% | $23.3M |
| Q2 2024 | — | — | — | 11.13% | — |
| Q3 2024 | — | — | — | 11.50% | — |
| Q4 2024 | — | — | — | 12.22% | — |
| Q1 2025 | — | — | — | 11.87% | — |
| Q2 2025 | — | — | — | 11.96% | — |
| Q3 2025 | — | — | — | 12.35% | — |
| Q4 2025 | — | — | — | 12.29% | — |
| Q1 2026 | — | — | — | 12.59% | — |
| Q2 2026 | — | — | — | 12.98% | — |
Sunrise Bank Dakota regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Sunrise Bank Dakota, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Sunrise Bank Dakota profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15847) · FFIEC NIC profile (RSSD 354253)