Sunrise Bank Dakota: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Sunrise Bank Dakota of Onida, SD against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.82% | 3.33% | -2.51% | 39th below |
| ROAE | 7.07% | 8.29% | -1.22% | 42nd below |
| Net Interest Margin | 2.92% | 3.93% | -1.01% | 13th bottom |
| Efficiency Ratio | 69.75% | 84.49% | -14.74% | 50th above |
| PPNR / Avg Assets | 0.86% | 1.56% | -0.70% | 33rd below |
| Yield on Earning Assets | 4.33% | 5.24% | -0.91% | 18th bottom |
| Cost of Funds Ahead of the peer average, behind the median peer. | 1.60% | 1.67% | -0.07% | 48th below |
| Net Interest Spread | 2.05% | 3.30% | -1.25% | 9th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 3.21% | 1.42% | +1.79% | 9th bottom |
| NPA / Total Assets | 1.20% | 0.71% | +0.49% | 16th bottom |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 53rd above |
| ACL / Total Loans | 2.12% | 1.52% | +0.60% | 85th top |
| ACL / NPLs (Coverage) | 65.99% | 723.21% | -657.22% | 27th below |
| Texas Ratio | 9.09% | 8.56% | +0.53% | 22nd bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.98% | 22.10% | -9.12% | 48th below |
| Equity / Assets | 12.37% | 20.74% | -8.37% | 48th below |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 12.37% | 20.49% | -8.12% | 51st above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 43.12% | 74.31% | -31.19% | 80th top |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 91.09% | 88.30% | +2.79% | 48th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -6.25% | 3.84% | -10.09% | 9th bottom |
| Loan Growth (Y/Y) | -11.40% | 6.88% | -18.28% | 8th bottom |
| Deposit Growth (Y/Y) | -7.55% | 2.99% | -10.54% | 7th bottom |
See Sunrise Bank Dakota's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Sunrise Bank Dakota, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Sunrise Bank Dakota profile, how to read a UBPR, or how this data updates.