Sunrise Bank Dakota: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Securities to assets: 4.58 percentage points higher than in Q1 2026, at 42.28%. Sunrise Bank Dakota ranks 46th of 56 South Dakota banks on return on assets, in the lower half at 0.82% (Q2 2026). Sunrise Bank Dakota reported 0.82% on return on assets for Q2 2026, 0.17 points below the 0.98% median for banks in the < $100M asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 12.98% |
| Equity capital to assets | 12.37% |
| Tangible equity to tangible assets | 12.37% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 3.21% |
| Non-performing assets ratio | 1.20% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 9.09% |
| Allowance for credit losses to loans | 2.12% |
| Reserve coverage of non-performing loans | 65.99% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.82% |
| Return on equity | 7.07% |
| Net interest margin | 2.92% |
| Efficiency ratio | 69.75% |
| Yield on earning assets | 4.33% |
| Cost of funds | 1.60% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 43.12% |
| Core deposits to total deposits | 91.09% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 86.38% |
| Securities to assets | 42.28% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 32.29% | 32.29% | 33.57% | 12.42% | 0.17% |
| Q4 2023 | 30.87% | 30.87% | 32.14% | 12.44% | -1.31% |
| Q1 2024 | 31.22% | 31.22% | 32.49% | 11.96% | 0.05% |
| Q2 2024 | — | — | — | 11.13% | -2.07% |
| Q3 2024 | — | — | — | 11.50% | 0.75% |
| Q4 2024 | — | — | — | 12.22% | 1.39% |
| Q1 2025 | — | — | — | 11.87% | 0.79% |
| Q2 2025 | — | — | — | 11.96% | 0.82% |
| Q3 2025 | — | — | — | 12.35% | 0.67% |
| Q4 2025 | — | — | — | 12.29% | 0.58% |
| Q1 2026 | — | — | — | 12.59% | 0.82% |
| Q2 2026 | — | — | — | 12.98% | 0.82% |
Sunrise Bank Dakota vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Sunrise Bank Dakota, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Sunrise Bank Dakota profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15847) · FFIEC NIC profile (RSSD 354253)