Table Rock Community Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Fed funds purchased and repos: 58.8% lower than in Q1 2026, at $3.4M. Table Rock Community Bank ranks 81st of 192 Missouri banks on loan-to-deposit ratio, in the upper half at 87.86% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Table Rock Community Bank sits 7.02 points higher, at 87.86% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $64.3M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $111.5M |
| Fed funds sold and reverse repos | $13.9M |
| Fed funds sold and reverse repos to assets | 2.45% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $3.4M |
| Other borrowed money | $13.3M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 2.33% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 87.86% |
| Net loans and leases to deposits | 86.97% |
| Loans and leases to core deposits | 95.26% |
| Core deposits to total deposits | 92.23% |
| Brokered deposits to total deposits | 5.10% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 71.51% | 89.81% | $0 | $0 |
| Q4 2023 | 71.12% | 96.92% | $0 | $0 |
| Q1 2024 | 76.21% | 85.38% | $0 | $4.0M |
| Q2 2024 | 80.96% | 85.77% | $0 | $8.0M |
| Q3 2024 | 76.39% | 91.12% | $0 | $0 |
| Q4 2024 | 80.40% | 93.04% | $13.4M | $14.5M |
| Q1 2025 | 80.01% | 93.93% | $12.5M | $14.8M |
| Q2 2025 | 79.96% | 93.64% | $6.9M | $14.1M |
| Q3 2025 | 83.59% | 94.35% | $8.3M | $13.9M |
| Q4 2025 | 83.35% | 93.48% | $6.5M | $13.7M |
| Q1 2026 | 87.78% | 92.73% | $8.3M | $13.5M |
| Q2 2026 | 87.86% | 92.23% | $3.4M | $13.3M |
Table Rock Community Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Table Rock Community Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Table Rock Community Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58300) · FFIEC NIC profile (RSSD 3446225)