Table Rock Community Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Table Rock Community Bank of Kimberling City, MO against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.40% | 1.34% | +0.06% | 58th above |
| ROAE | 18.06% | 13.31% | +4.75% | 80th top |
| Net Interest Margin | 3.64% | 3.93% | -0.29% | 34th below |
| Efficiency Ratio | 56.86% | 61.14% | -4.28% | 64th above |
| PPNR / Avg Assets | 1.55% | 1.68% | -0.13% | 47th below |
| Yield on Earning Assets | 6.34% | 5.67% | +0.67% | 82nd top |
| Cost of Funds | 2.90% | 1.88% | +1.02% | 7th bottom |
| Net Interest Spread | 3.30% | 3.32% | -0.02% | 49th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.22% | 0.94% | -0.72% | 62nd above |
| NPA / Total Assets | 0.17% | 0.70% | -0.53% | 62nd above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.06% | 0.16% | -0.10% | 23rd bottom |
| ACL / Total Loans | 1.01% | 1.28% | -0.27% | 28th below |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 462.64% | 1539.32% | -1076.68% | 69th above |
| Texas Ratio | 2.30% | 7.33% | -5.03% | 60th above |
| Provision / NCO Behind the peer average, ahead of the median peer. | 459.21% | 1396.27% | -937.06% | 72nd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 10.84% | 19.51% | -8.67% | 7th bottom |
| Tier 1 Ratio | 10.84% | 19.54% | -8.70% | 7th bottom |
| Total Capital Ratio | 11.99% | 20.63% | -8.64% | 7th bottom |
| Leverage Ratio | 8.25% | 12.14% | -3.89% | 4th bottom |
| Equity / Assets | 7.72% | 11.38% | -3.66% | 11th bottom |
| TCE / Tangible Assets | 7.24% | 11.10% | -3.86% | 9th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 87.86% | 80.63% | +7.23% | 33rd below |
| Core Deposit Ratio | 92.23% | 86.86% | +5.37% | 69th above |
| Wholesale Funding Ratio | 2.94% | 5.03% | -2.09% | 56th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 21.54% | 6.84% | +14.70% | 96th top |
| Loan Growth (Y/Y) | 34.51% | 7.89% | +26.62% | 97th top |
| Deposit Growth (Y/Y) | 22.42% | 6.28% | +16.14% | 95th top |
See Table Rock Community Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Table Rock Community Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Table Rock Community Bank profile, how to read a UBPR, or how this data updates.