Table Rock Community Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 404.29 percentage points lower than in Q1 2026, at 462.64%. Table Rock Community Bank ranks 99th of 192 Missouri banks on return on assets, in the lower half at 1.40% (Q2 2026). Table Rock Community Bank reported 1.40% on return on assets for Q2 2026, 0.14 points above the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 10.84% |
| Tier 1 risk-based capital ratio | 10.84% |
| Total risk-based capital ratio | 11.99% |
| Tier 1 leverage ratio | 8.25% |
| Equity capital to assets | 7.72% |
| Tangible equity to tangible assets | 7.24% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.22% |
| Non-performing assets ratio | 0.17% |
| Net charge-off ratio | 0.06% |
| Texas ratio | 2.30% |
| Allowance for credit losses to loans | 1.01% |
| Reserve coverage of non-performing loans | 462.64% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.40% |
| Return on equity | 18.06% |
| Net interest margin | 3.64% |
| Efficiency ratio | 56.86% |
| Yield on earning assets | 6.34% |
| Cost of funds | 2.90% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 87.86% |
| Core deposits to total deposits | 92.23% |
| Brokered deposits to total deposits | 5.10% |
| Deposits to assets | 88.56% |
| Securities to assets | 8.30% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 13.34% | 13.34% | 13.84% | 8.50% | 1.23% |
| Q4 2023 | 12.71% | 12.71% | 13.17% | 8.76% | 1.41% |
| Q1 2024 | 12.11% | 12.11% | 12.77% | 8.31% | 1.27% |
| Q2 2024 | 12.15% | 12.15% | 12.81% | 8.50% | 0.79% |
| Q3 2024 | 12.21% | 12.21% | 12.87% | 8.38% | 0.91% |
| Q4 2024 | 9.81% | 9.81% | 10.68% | 7.36% | 0.09% |
| Q1 2025 | 10.57% | 10.57% | 11.54% | 8.07% | 1.34% |
| Q2 2025 | 11.09% | 11.09% | 12.10% | 8.26% | 0.89% |
| Q3 2025 | 11.32% | 11.32% | 12.36% | 8.37% | 1.15% |
| Q4 2025 | 10.34% | 10.34% | 11.40% | 7.99% | 0.96% |
| Q1 2026 | 10.66% | 10.66% | 11.86% | 7.69% | 1.38% |
| Q2 2026 | 10.84% | 10.84% | 11.99% | 8.25% | 1.40% |
Table Rock Community Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Table Rock Community Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Table Rock Community Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58300) · FFIEC NIC profile (RSSD 3446225)