The Security National Bank of Sioux City, Iowa: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 7.79 percentage points in Q2 2026, from 92.49% to 100.28%. It was the largest change from Q1 2026 among the key lines here. Within Iowa, The Security National Bank of Sioux City, Iowa is 59th of 225 on loan-to-deposit ratio, 92.17% as of Q2 2026, above the middle of the field. The Security National Bank of Sioux City, Iowa reported 92.17% on loan-to-deposit ratio for Q2 2026, 3.97 points above the 88.20% median for banks in the $1B-10B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $94.6M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $420.0M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $110.3M |
| Other borrowed money | $48.1M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 2.85% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 92.17% |
| Net loans and leases to deposits | 90.84% |
| Loans and leases to core deposits | 100.28% |
| Core deposits to total deposits | 91.92% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 82.96% | 96.95% | $212.8M | $50.5M |
| Q4 2023 | 84.08% | 94.74% | $164.7M | $57.5M |
| Q1 2024 | 83.49% | 94.72% | $154.7M | $54.5M |
| Q2 2024 | 87.71% | 94.29% | $169.4M | $41.5M |
| Q3 2024 | 88.24% | 93.68% | $183.7M | $35.5M |
| Q4 2024 | 90.24% | 93.50% | $212.0M | $33.0M |
| Q1 2025 | 83.17% | 93.77% | $136.3M | $24.2M |
| Q2 2025 | 86.39% | 93.48% | $103.8M | $29.2M |
| Q3 2025 | 85.31% | 93.53% | $116.5M | $32.2M |
| Q4 2025 | 86.55% | 93.26% | $102.0M | $32.2M |
| Q1 2026 | 86.18% | 93.18% | $106.9M | $32.2M |
| Q2 2026 | 92.17% | 91.92% | $110.3M | $48.1M |
The Security National Bank of Sioux City, Iowa liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The Security National Bank of Sioux City, Iowa, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Security National Bank of Sioux City, Iowa profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4506) · FFIEC NIC profile (RSSD 418249)