The Security National Bank of Sioux City, Iowa: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Security National Bank of Sioux City, Iowa of Sioux City, IA against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.81% | 1.46% | +0.35% | 81st top |
| ROAE | 15.06% | 12.71% | +2.35% | 71st above |
| Net Interest Margin | 3.52% | 3.85% | -0.33% | 36th below |
| Efficiency Ratio | 52.06% | 57.41% | -5.35% | 69th above |
| PPNR / Avg Assets | 2.33% | 1.88% | +0.45% | 83rd top |
| Yield on Earning Assets | 5.04% | 5.72% | -0.68% | 22nd bottom |
| Cost of Funds | 1.69% | 2.02% | -0.33% | 71st above |
| Net Interest Spread | 2.81% | 3.18% | -0.37% | 35th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.14% | 1.00% | +0.14% | 28th below |
| NPA / Total Assets | 0.82% | 0.76% | +0.06% | 30th below |
| NCO / Avg Loans | -0.01% | 0.43% | -0.44% | 90th top |
| ACL / Total Loans | 1.45% | 1.31% | +0.14% | 83rd top |
| ACL / NPLs (Coverage) | 126.30% | 543.63% | -417.33% | 38th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 6.18% | 7.39% | -1.21% | 40th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.79% | 11.44% | +1.35% | 83rd top |
| Equity / Assets | 12.34% | 11.33% | +1.01% | 79th top |
| TCE / Tangible Assets | 12.26% | 10.50% | +1.76% | 84th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 92.17% | 86.95% | +5.22% | 37th below |
| Core Deposit Ratio | 91.92% | 85.55% | +6.37% | 68th above |
| Uninsured Deposit Ratio | 37.26% | 33.12% | +4.14% | 33rd below |
| Wholesale Funding Ratio | 9.37% | 5.70% | +3.67% | 18th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.51% | 9.69% | -6.18% | 39th below |
| Loan Growth (Y/Y) | 8.13% | 8.06% | +0.07% | 64th above |
| Deposit Growth (Y/Y) | 1.34% | 7.87% | -6.53% | 25th below |
See The Security National Bank of Sioux City, Iowa's peers by name
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Unlock The Security National Bank of Sioux City, Iowa, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Security National Bank of Sioux City, Iowa profile, how to read a UBPR, or how this data updates.