The Security National Bank of Sioux City, Iowa: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Accumulated other comprehensive income: 9.7% higher than in Q1 2026, at -$11.0M.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 12.79% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $218.0M |
| Tier 1 capital | $218.0M |
| Total risk-based capital | — |
| Total equity capital | $208.5M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 12.34% |
| Tangible equity to tangible assets | 12.26% |
| Equity capital to average assets | 12.23% |
| Internal capital growth rate | 9.36% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $5.0M |
| Common stock surplus | $22.1M |
| Retained earnings | $192.4M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$11.0M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 12.08% | 9.98% | 9.97% |
| Q4 2023 | 12.01% | 10.74% | 10.65% |
| Q1 2024 | 12.15% | 10.69% | 10.60% |
| Q2 2024 | 12.36% | 11.27% | 11.19% |
| Q3 2024 | 12.70% | 11.65% | 11.56% |
| Q4 2024 | 12.18% | 11.04% | 10.96% |
| Q1 2025 | 12.31% | 11.13% | 11.05% |
| Q2 2025 | 12.38% | 11.86% | 11.78% |
| Q3 2025 | 12.79% | 11.79% | 11.71% |
| Q4 2025 | 12.38% | 11.92% | 11.84% |
| Q1 2026 | 12.77% | 11.67% | 11.59% |
| Q2 2026 | 12.79% | 12.34% | 12.26% |
The Security National Bank of Sioux City, Iowa regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock The Security National Bank of Sioux City, Iowa, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Security National Bank of Sioux City, Iowa profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4506) · FFIEC NIC profile (RSSD 418249)