Tucumcari Federal Savings & Loan Association: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits dropped 3.76 percentage points in Q2 2026, from 117.51% to 113.75%. It was the largest change from Q1 2026 among the key lines here. Among 29 New Mexico banks, Tucumcari Federal Savings & Loan Association sits 3rd from the top on loan-to-deposit ratio, 83.53% as of Q2 2026. The median for banks in the < $100M asset tier is 67.62% on loan-to-deposit ratio. Tucumcari Federal Savings & Loan Association sits 15.90 points higher, at 83.53% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $8.7M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $12.5M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $3.1M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 8.01% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 83.53% |
| Net loans and leases to deposits | 82.62% |
| Loans and leases to core deposits | 113.75% |
| Core deposits to total deposits | 73.43% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 108.56% | 76.07% | $0 | $8.2M |
| Q4 2023 | 107.12% | 75.08% | $0 | $7.4M |
| Q1 2024 | 105.41% | 78.04% | $0 | $6.7M |
| Q2 2024 | 102.16% | 79.00% | $0 | $6.6M |
| Q3 2024 | 100.17% | 79.32% | $0 | $4.7M |
| Q4 2024 | 100.21% | 79.83% | $0 | $4.6M |
| Q1 2025 | 99.18% | 78.31% | $0 | $4.4M |
| Q2 2025 | 98.89% | 78.26% | $0 | $4.2M |
| Q3 2025 | 101.29% | 76.81% | $0 | $4.1M |
| Q4 2025 | 98.90% | 77.88% | $0 | $4.0M |
| Q1 2026 | 86.35% | 73.49% | $0 | $3.8M |
| Q2 2026 | 83.53% | 73.43% | $0 | $3.1M |
Tucumcari Federal Savings & Loan Association liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Tucumcari Federal Savings & Loan Association, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Tucumcari Federal Savings & Loan Association profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29059) · FFIEC NIC profile (RSSD 767572)