Tucumcari Federal Savings & Loan Association: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Loan-to-deposit ratio: 2.83 percentage points lower than in Q1 2026, at 83.53%. On return on assets, Tucumcari Federal Savings & Loan Association is 1st from the bottom among 29 New Mexico banks, 0.06% (Q2 2026). Against a median of 0.98% for banks in the < $100M asset tier, Tucumcari Federal Savings & Loan Association reported 0.06% on return on assets in Q2 2026, 0.92 points lower.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 15.22% |
| Equity capital to assets | 15.09% |
| Tangible equity to tangible assets | 15.09% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 1.30% |
| Non-performing assets ratio | 0.83% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 5.30% |
| Allowance for credit losses to loans | 1.09% |
| Reserve coverage of non-performing loans | 84.23% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.06% |
| Return on equity | 0.41% |
| Net interest margin | 3.19% |
| Efficiency ratio | 99.01% |
| Yield on earning assets | 5.90% |
| Cost of funds | 3.42% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 83.53% |
| Core deposits to total deposits | 73.43% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 76.14% |
| Securities to assets | 9.68% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 13.57% | -0.08% | 3.17% | 1.13% | 0.00% |
| Q4 2023 | 14.05% | 0.43% | 2.97% | 1.14% | 0.00% |
| Q1 2024 | 14.29% | 0.57% | 2.94% | 1.08% | 0.00% |
| Q2 2024 | 14.52% | 0.28% | 3.02% | 1.17% | 0.00% |
| Q3 2024 | 14.45% | -0.17% | 3.23% | 1.10% | 0.00% |
| Q4 2024 | 14.82% | 0.41% | 3.16% | 1.11% | 0.00% |
| Q1 2025 | 15.16% | 0.31% | 3.33% | 1.14% | 0.00% |
| Q2 2025 | 15.58% | 0.39% | 3.51% | 1.14% | 0.00% |
| Q3 2025 | 15.77% | -0.15% | 3.53% | 1.21% | 0.00% |
| Q4 2025 | 15.84% | 0.51% | 3.47% | 1.22% | 0.00% |
| Q1 2026 | 15.57% | 0.12% | 3.38% | 1.28% | 0.00% |
| Q2 2026 | 15.22% | 0.06% | 3.19% | 1.30% | 0.00% |
Tucumcari Federal Savings & Loan Association vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Tucumcari Federal Savings & Loan Association, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Tucumcari Federal Savings & Loan Association profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29059) · FFIEC NIC profile (RSSD 767572)