Tucumcari Federal Savings & Loan Association: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Tucumcari Federal Savings & Loan Association of Tucumcari, NM against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.06% | 3.14% | -3.08% | 15th bottom |
| ROAE | 0.41% | 10.43% | -10.02% | 15th bottom |
| Net Interest Margin | 3.19% | 3.93% | -0.74% | 20th bottom |
| Efficiency Ratio | 99.01% | 76.28% | +22.73% | 13th bottom |
| PPNR / Avg Assets | 0.03% | 1.40% | -1.37% | 12th bottom |
| Yield on Earning Assets | 5.90% | 5.35% | +0.55% | 73rd above |
| Cost of Funds | 3.42% | 1.70% | +1.72% | 4th bottom |
| Net Interest Spread | 2.78% | 3.31% | -0.53% | 26th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 1.30% | 1.34% | -0.04% | 26th below |
| NPA / Total Assets | 0.83% | 0.71% | +0.12% | 22nd bottom |
| NCO / Avg Loans | 0.00% | 0.11% | -0.11% | 53rd above |
| ACL / Total Loans | 1.09% | 1.49% | -0.40% | 38th below |
| ACL / NPLs (Coverage) | 84.23% | 865.37% | -781.14% | 35th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 5.30% | 8.25% | -2.95% | 32nd below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 15.22% | 17.61% | -2.39% | 65th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 15.09% | 16.42% | -1.33% | 66th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 15.09% | 16.18% | -1.09% | 68th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 83.53% | 72.82% | +10.71% | 26th below |
| Core Deposit Ratio | 73.43% | 88.23% | -14.80% | 6th bottom |
| Wholesale Funding Ratio | 8.01% | 5.27% | +2.74% | 21st bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 3.11% | 4.30% | -1.19% | 53rd above |
| Loan Growth (Y/Y) | -9.06% | 6.74% | -15.80% | 11th bottom |
| Deposit Growth (Y/Y) | 7.66% | 3.77% | +3.89% | 76th top |
See Tucumcari Federal Savings & Loan Association's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Tucumcari Federal Savings & Loan Association, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Tucumcari Federal Savings & Loan Association profile, how to read a UBPR, or how this data updates.